Antennas with broadband radiation and small-size are highly required in wireless communication system. The trade-off relation between bandwidth and size became a difficulty when it comes to miniaturized antenna design. A method of realizing antenna miniaturization and bandwidth enhancement at the same time is needed. Monopole antennas are the most common used one in the devices of Internet of Things, Internet of Vehicles, and wireless access points, et al. In this paper, a wideband low-profile top-loaded patch monopole antenna based on surface current engineering is proposed. The topology combines a center-fed circular patch with inductive vias. The patch is designed with patterns, which consists of four concentric annular rings and some strips in radial direction. In this way, three resonances are generated, and the pattern is optimized to bring three resonances close to each other. The number of the strips is specially designed to bring three resonances close to each other. By loading the inductive vias on the outermost rings, connecting to the ground, the resonance at low frequencies can be enhanced, as a consequence of the optimized impedance matching. The field distribution is analyzed to verify the operation principle. A prototype is fabricated, and the measured results agree well with the simulated ones. The relative −10 dB bandwidth is 69% and the omnidirectional radiation pattern is stable in the operating band. The antenna achieves a rather wideband radiation while maintaining a low profile. The method of antenna miniaturization and bandwidth enhancement based on surface current engineering paves the way for antenna design in low-profile ultra-wideband applications.