“…Literature indicates that security, trust and privacy concerns due to lack of control and/or visibility over the physical infrastructure are the major barriers to CC adoption (Lin and Chen, 2012). The security aspect can be fixed through technological means that include use of firewalls, intrusion detection and prevention systems, authentication, authorization and encryption, amongst others (Barnatt, 2010;Gil-Saura et al, 2010;Bayrak, 2013). The trust aspect is more difficult to establish, as it is dependent on vendors' accumulated past experiences and demonstration of reputation, reliability, credibility, integrity and transparency over a given period (Gil-Saura et al, 2010;Zissis and Lekkas, 2012;Wei et al, 2014).…”