Problems of health insurance coverage and health care in the United States: public and private solution strategies

Abstract

A nearly universal consensus has developed in the United States that the current health care financing system is a failure. The system has been unable to control the continuing rapid rise in health care costs (by far, the highest in the world), and it has been unable to stem the growing population that has no health insurance coverage (at least 36 million people). There is nearly universal political agreement that government must provide health insurance to a far greater share of the population than ever before. The political debate now focuses on whether this expanded government role should supplement the private insurance system with an enlarged public program covering those left out of private insurance coverage, or replace private insurance with a universal government health insurance program covering the entire population.

Government Health Insurance Services, Its Effectiveness and Covid-19 Impact Assessment in Nepalese Perspectives

“…Sarker, Sultana, Ahmed, Mahumud, Morton, & Khan (2018) concluded with the results on creation and development of community-based health care services packages that are in line with Bangladesh's health care funding policy and the World Health for developing social health insurance as part of Universal Health Coverage. Brown (1992) concluded that there is a universal political consensus that the government must provide a far greater proportion of the population with health care than ever before. Obermann, Jowett, O Alcantara, Banzon, & Bodart's (2006) research was concluded on the fact that SHI has so far been a success story in the Philippines and provides lessons for countries in the same common situation.…”