Pluvial floods have caused severe damage to urban areas in recent years. With a projected increase in extreme precipitation as well as an ongoing urbanization, pluvial flood damage is expected to increase in the future. Therefore, further insights, especially on the adverse consequences of pluvial floods and their mitigation, are needed. To gain more knowledge, empirical damage data from three different pluvial flood events in Germany were collected through computer-aided telephone interviews. Pluvial flood awareness as well as flood experience were found to be low before the respective flood events. The level of private precaution increased considerably after all events, but is mainly focused on measures that are easy to implement. Lower inundation depths, smaller potential losses as compared with fluvial floods, as well as the fact that pluvial flooding may occur everywhere, are expected to cause a shift in damage mitigation from precaution to emergency response. However, an effective implementation of emergency measures was constrained by a low dissemination of early warnings in the study areas. Further improvements of early warning systems including dissemination as well as a rise in pluvial flood preparedness are important to reduce future pluvial flood damage.

Pluvial flood risk is mostly excluded in urban flood risk assessment. However, the risk of pluvial flooding is a growing challenge with a projected increase of extreme rainstorms compounding with an ongoing global urbanization. Considered as a flood type with minimal impacts when rainfall rates exceed the capacity of urban drainage systems, the aftermath of rainfall-triggered flooding during Hurricane Harvey and other events show the urgent need to assess the risk of pluvial flooding. Due to the local extent and small-scale variations, the quantification of pluvial flood risk requires risk assessments on high spatial resolutions. While flood hazard and exposure information is becoming increasingly accurate, the estimation of losses is still a poorly understood component of pluvial flood risk quantification. We use a new probabilistic multivariable modeling approach to estimate pluvial flood losses of individual buildings, explicitly accounting for the associated uncertainties. Except for the water depth as the common most important predictor, we identified the drivers for having loss or not and for the degree of loss to be different. Applying this approach to estimate and validate building structure losses during Hurricane Harvey using a property level data set, we find that the reliability and dispersion of predictive loss distributions vary widely depending on the model and aggregation level of property level loss estimates. Our results show that the use of multivariable zero-inflated beta models reduce the 90% prediction intervalsfor Hurricane Harvey building structure loss estimates on average by 78% (totalling U.S.$3.8 billion) compared to commonly used models.

Abstract. Flash floods are caused by intense rainfall events and represent an insufficiently understood phenomenon in Germany. As a result of higher precipitation intensities, flash floods might occur more frequently in future. In combination with changing land use patterns and urbanisation, damage mitigation, insurance and risk management in flash-floodprone regions are becoming increasingly important. However, a better understanding of damage caused by flash floods requires ex post collection of relevant but yet sparsely available information for research. At the end of May 2016, very high and concentrated rainfall intensities led to severe flash floods in several southern German municipalities. The small town of Braunsbach stood as a prime example of the devastating potential of such events. Eight to ten days after the flash flood event, damage assessment and data collection were conducted in Braunsbach by investigating all affected buildings and their surroundings. To record and store the data on site, the open-source software bundle KoBoCollect was used as an efficient and easy way to gather information. Since the damage driving factors of flash floods are expected to differ from those of riverine flooding, a post-hoc data analysis was performed, aiming to identify the influence of flood processes and building attributes on damage grades, which reflect the extent of structural damage. Data analyses include the application of random forest, a random general linear model and multinomial logistic regression as well as the construction of a local impact map to reveal influences on the damage grades. Further, a Spearman's Rho correlation matrix was calculated. The results reveal that the damage driving factors of flash floods differ from those of riverine floods to a certain extent. The exposition of a building in flow direction shows an especially strong correlation with the damage grade and has a high predictive power within the constructed damage models. Additionally, the results suggest that building materials as well as various building aspects, such as the existence of a shop window and the surroundings, might have an effect on the resulting damage. To verify and confirm the outcomes as well as to support future mitigation strategies, risk management and planning, more comprehensive and systematic data collection is necessary.

Flood damage processes are complex and vary between events and regions. State‐of‐the‐art flood loss models are often developed on the basis of empirical damage data from specific case studies and do not perform well when spatially and temporally transferred. This is due to the fact that such localized models often cover only a small set of possible damage processes from one event and a region. On the other hand, a single generalized model covering multiple events and different regions ignores the variability in damage processes across regions and events due to variables that are not explicitly accounted for individual households. We implement a hierarchical Bayesian approach to parameterize widely used depth‐damage functions resulting in a hierarchical (multilevel) Bayesian model (HBM) for flood loss estimation that accounts for spatiotemporal heterogeneity in damage processes. We test and prove the hypothesis that, in transfer scenarios, HBMs are superior compared to generalized and localized regression models. In order to improve loss predictions for regions and events for which no empirical damage data are available, we use variables pertaining to specific region‐ and event‐characteristics representing commonly available expert knowledge as group‐level predictors within the HBM.

Abstract. Flooding is assessed as the most important natural hazard in Europe, causing thousands of deaths, affecting millions of people and accounting for large economic losses in the past decade. Little is known about the damage processes associated with extreme rainfall in cities, due to a lack of accurate, comparable and consistent damage data. The objective of this study is to investigate the impacts of extreme rainfall on residential buildings and how affected households coped with these impacts in terms of precautionary and emergency actions. Analyses are based on a unique dataset of damage characteristics and a wide range of potential damage explaining variables at the household level, collected through computer-aided telephone interviews (CATI) and an online survey. Exploratory data analyses based on a total of 859 completed questionnaires in the cities of Mün-ster (Germany) and Amsterdam (the Netherlands) revealed that the uptake of emergency measures is related to characteristics of the hazardous event. In case of high water levels, more efforts are made to reduce damage, while emergency response that aims to prevent damage is less likely to be effective. The difference in magnitude of the events in Mün-ster and Amsterdam, in terms of rainfall intensity and water depth, is probably also the most important cause for the differences between the cities in terms of the suffered financial losses. Factors that significantly contributed to damage in at least one of the case studies are water contamination, the presence of a basement in the building and people's awareness of the upcoming event. Moreover, this study confirms conclusions by previous studies that people's experience with damaging events positively correlates with precautionary behaviour. For improving future damage data acquisition, we recommend the inclusion of cell phones in a CATI survey to avoid biased sampling towards certain age groups.