The purpose of this paper is to investigate the impact of bank loans on financing the business activities of manufacturing SMEs (Small and Medium-sized Enterprises) in Kosovo. Increasing the level of production of these SMEs is vital for a transition economy such as Kosovo. Representatives of Kosovo's 200 SMEs were interviewed regarding loan barriers and financial support from local and EU (European Union) institutions. Kosovo has a limited number of manufacturing SMEs. The random sampling method was used as a sampling method. The data are cross-section. The collected data were analyzed through the probit model. The SPSS (Statistical Product and Service Solutions) program has also been used to derive statistical results. According to the achieved findings, Not consulting an expert and obtaining loans twice within the analyzed period are significant variables. The results confirm the hypotheses that manufacturing SMEs have obstacles in financing their activities through bank lending and collateral is important for facilitating bank lending.
The aim of the study is to assess the role of innovation and branding on enterprise sales growth in transition countries with Kosovo being the case study for the research. The CEO of 300 business enterprises from diverse business sector were interviewed alongside other staff such as human resource managers, sales and marketing managers, and financial managers. The study revealed that service delivery, technology, business model, branding, and age of entrepreneur were significant factors. The result of the study indicates that innovation and branding have a significantly positive effect on enterprise sales growth. The research concluded by noting that brand awareness must constantly maintained through international product advertising and engaging in promotional activities to raise awareness of the product, so as to have a competitive chance of survival in the local and international market. Technological advancement should be welcomed as it forms the foundation of the initiation of innovation in business enterprises. Received: 14 February 2023 / Accepted: 19 April 2023 / Published: 5 May 2023
Human resources and their management are among the biggest challenges in today's business environment. Information and data are needed by the human resources manager to have sufficient knowledge in order to evaluate the performance of the enterprise in general.It is also important for leaders to be aware of the different types of technology that can improve organizational effectiveness.Technology has changed the business world, and this has happened frequently and year after year. In the information age, the advantage of using computers and the internet has increased the impact significantly.Technology and information nowadays is the basis of business development and has a strong impact on the productivity of organizations, achieving its main objective such as profitability.For the realization of this papera methodology is used that consists of a combination of primary and secondary data.Secondary data are the result of a review of a wide literature on change management, which has served to construct hypotheses and the theoretical model presented and tested in this paper.The primary search is based on the data collected through questionnaires distributed to businesses.In surveys conducted for this research paper, the results show that the impact of contemporary technology is on the rise.This impact is noticeably present in all areas, parts, business departments, including in an almost broader aspect and the Human Resources department. This impact is clearly seen in the process of recruiting, training, how to organize or document storage data and management performance. Enterprises that develop their business in this dynamic environment are also characterized by ongoing changes and can not function without the use of information technology. Globalization of the market and the rapid development of information and communication technology have influenced the IT system to have a more important role in business processes than in the past. IT systems are being used today by businesses at all levels of the organization's management, and in all its functional areas, from finance, accounting, marketing, human resources to production. Social and organizational changes in the economic environment are numerous and wide. Accordingly, it is important that human resources management (HRM) becomes more and more qualitative, fast, flexible and consistent with future trends, as it is one of the successful business parameters.
In all modern economies, the state has an indisputable, and often primary, economic role. The basic task of the state in relation to the economy of each country is to establish and maintain the functioning of the legal and institutional platform on which economic activity is being conducted. Practice has clearly shown that in certain circumstances, the free market fails to function properly by often introducing economic activity into a negative coil, from which it can not be done without the state intervention to cope with this situation the private sector. The recurring economic crises clearly dictate the need for intervention by the state to overcome the temporary failure in the functioning of the market mechanism. In such cases, the benefit of state intervention in the economy is justified by the capabilities the state owns. However, state intervention is distorted when interfering with politics to realize their aspirations to the detriment of economic activity which results in failure. Since the war, Kosovo's economy has established the principles of a market economy in a formal way, but this is valid and continues only for the middle and lower tier, while for politicians and close people with the politic, it doesn’t apply because this category of people affects the doing business, and as a result, every day the market economy is challenged. Through professional literature and research, we will contribute to the conclusions and recommendations that will be needed for the market economy and doing business in harmony with the competition law. The broad definition of economics as science of economic actions is acceptable, while formalization of the definition takes more into account the nature of the problems studied by economists although some reduce them or prefer to emphasize even in reported societies born and built in the process of producing matrix goods. (Bundo, 1998, p. 17). The existence and development of every human society depends first and foremost on securing the products and services needed for individual and collective human life. Under these conditions, it is fully understandable that the economic field has been and remains the most important field of human activity. For these reasons it is perfectly understandable that any other society, regardless of the stages of its development, is obliged to pay special attention to the study and study of the organization and functioning of individual or collective economic activity. Initially, man's knowledge of economic activity came from his empirical observations and only in the last four centuries they have been expressed through the study of different authors as principles and scientific law. Each stream of economic thought, according to the degree of development of society, has had its own views on the specific categories, principles and laws of functioning and economic development. However, in spite of changing the views of the particular currents of economic thought, most authors have highlighted the main economic problems that each society must face in its various stages of its development. These major problems facing any society can be summarized; Firstly, both from empirical observations and from scientific arguments, it has been found that one of the most fundamental contradictions of economic activity is the contradiction between the limited amount of matrix and human sources of society and the unlimited and individual and collective demands and wishes of others .Secondly, from the discovery and formulation of this principle it was concluded that in the conditions of limited maternal and human resources and the unlimited demands of the individuals and society as a whole, every society should choose the priority of complementary needs through use of limited resources. (Pano, Angjeli, 2015, pp. 9,10)
Today’s modern lifestyle and contemporary ways of working and gaining knowledge in schools and universities could not be imagined without high technology – the Internet. Simply said, internet entered all the pores of contemporary life in big style. If used rationally, internet can truly facilitate work in all spheres of modern man’s life. However, internet also has a dark side which comes to light if its excessive use becomes internet addiction, or internet infatuation. We reached this hypothesis through everyday contact with students in class as well as our colleagues teachers. In order to determine if and to what extent internet addiction among students exists, we applied a generic method, that is, we used survey as one of techniques of research. The survey was conducted in October of academic year 2017/2018. Sample of 79 students was selectedfrom first and fourth grades in Secondary school “Muhsin Rizvić” in Kakanj.
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