The relevance of the topic is determined by the importance in modern conditions of formation of mechanism for effective risk management in agriculture - one of the priority tasks of the development of agro-industrial complex. The authors analyze the problems of using the insurance mechanism in agricultural sector of the Republic of Kazakhstan. Its importance in increasing the efficiency of production in the branches of agro-industrial complex is shown. Variants of using the insurance system such as risk management tool are considered, foreign experience in this area is studied. The features that characterize the insurance activity in crop production are revealed. For agricultural crops, this is government participation aimed at protecting farms from losses caused by emergencies; financial assistance in the implementation of insurance is manifested in the form of compensation for damage caused by insured events. It has been established that the existing insurance sector does not solve the main problem of protecting the property interests of policyholder related to compensation for losses if insurance payments are required. It was revealed that this mechanism has not received widespread use due to the extremely short term for concluding insurance policy. The aggregated nature of the indices makes it possible to obtain quantitative estimates of the probability of insured event occurring, to a certain extent, possessing the property of universality, regardless of the indicators used and methodology of their calculation. The experience of applying the mechanism of this type of insurance services on the materials of the East Kazakhstan region has been studied.
In modern conditions of development of the national economy, one of the main priorities, for an increasingly conscious Kazakhstan society, is the need to follow the course of innovation policy, since the level of competitiveness of domestic enterprises depends on innovative activity in the scale of the global economy, the share in different types of markets and the effectiveness of innovation. In this article, a literature review of domestic and foreign reseach is conducted, which carried out the regularities and the features of the development of innovation and innovation action, including the Republic of Kazakhstan. As a result of the conducted study, the theoretical and the methodological aspects of researching the development of innovation policy are systematized, on the basis of which the corresponding conclusions are drawn.
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