The present study was conducted to assess the impact of investment provided under "Rural Development Scheme" (RDS) of the "Islami Bank Bangladesh Limited" (IBBL) on the basis of using data collected from 25 respondents of each of group of investors, agriculture and business of the five selected villages in sadar upazila of Mymensingh district. Total household annual incomes were Tk. 59696 and Tk. 87332 respectively for the agriculture group and business group. The beneficiaries have increased their income (61 percent in agriculture sector and 89 percent in business sector) by using RDS credit. After joining the RDS, there was a remarkable improvement in the living standard of the participant households. Thirty one percent of total credit received from RDS was utilized for agricultural purposes, 53 percent for business purposes and 15 percent for family expenditure on an average. Recovery rate of the current credit was 100 percent. None of the respondents of the group was allowed to have new credit until preceding credit was paid back. The findings suggest that the monitoring mechanism should be improved so that clients do not utilize their invested money to any unproductive activities. It is also suggested that adequate size of the investment has to be provided to pursue income generating activities properly.
The present study aims at investigating into the existing land tenure system of Dorirampur, Jhairpar and Goisa para at Traishal Upazila of Mymensingh District. Keeping in view the objectives 70 samples were randomly selected. Survey method was followed to collect required data. Sampled farmers belonged to six tenurial groups. Out of 70 respondents 34, 22, 16, 7, 10 and 11 percent of total were owner operators, part operators, part tenants, part operator-cum-part tenants, tenants and absentee landowners respectively during the study year. In the study, out of 70 respondents 67 percent were owner operator, 33 percent of them were tenant operators. The selected farmers in the study area practiced three types of share cropping system: i) fifty-fifty share cropping, ii) forty-sixty share cropping and iii) fixed amount of paddy payment. The average annual income were found to be Tk. 97096, 128267, 5215, 76340, 35871 and 113563 respectively for owner operator, part operators, part tenants, part operator-cum-part tenants, tenants and absentee landowner. Analysis of annual income reveals a positive relationship between tenure category and that of annual income during the study area.J. Environ. Sci. & Natural Resources, 10(2): 133-142 2017
This study determines the impact of homestead agro-forestry on livelihood of rural households in Mymensingh district. In total 100 homestead agro-forestry practicing farmers from three upazilas namely Mymensingh Sadar, Bhaluka and Muktagachha of Mymensingh district were randomly selected for this study following a purposive sampling technique. Analysis was done considering the pre (before) and post (after) homestead agro-forestry practicing condition of farmers. The major findings of the study showed that per hectare net returns for vegetables and fruits cultivation were Tk. 6,703.62 and Tk. 14,532.61 respectively considering all farms. On an average, the contribution of vegetables and fruits in total homestead income was 20.23 per cent in before and 22.46 per cent in the after homestead agro-forestry practicing situation indicating enough potentiality to generate income from homestead agro-forestry. It was found that vegetables cultivation was much better for small farmers compared to medium and large farmers. For fruits and vegetables enterprises, the performance of large farmers was better than small and medium farmers. Large farmers were more efficient than medium and small category in case of fruit production. Most of the variables included in the Cobb-Douglas production function model had significant impact on homestead agro-forestry. The study revealed that homestead agro-forestry had positive impact on improving the status of rural households and women empowerment.DOI: http://dx.doi.org/10.3329/pa.v19i1.17367 Progress. Agric. 19(1): 169 - 178, 2008
The present study aims at investigating into the existing land tenure system and its relationship with credit at Trishal Upazila of Mymensingh district. Keeping in view the objectives, 70 samples were randomly selected. The respondents have taken loan from institutional, semi institutional and non-institutional sources of credit for producing crops. The study reveals that the absentee land owner and part operator in the area have got more access to institutional sources of credit because of their ability to offer land as security. Tenants on the other hand were found to have no loan at all from the BKB because of their inability to offer collateral against loan. The tenant farmers however, were found to have access to semi institutional sources like GB and BRAC. The respondents therefore, need not be so dependent at present on money lenders and non-institutional sources of credit because of institutional and semi-institutional network present close to the study area. A lion’s share of loaned money obtained has been productively utilized by the sampled respondents irrespective of tenure categories implying the borrower’s positive attitudes towards productive utilization.J. Environ. Sci. & Natural Resources, 10(2): 143-150 2017
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