The purpose of this research is to determine the effect of corporate governance on the firm performance of companies listed in the Indonesia
The research examines factors that impact financial performance of Islamic Banks. It focuses on the banks listed at Bank Indonesia (BI) and the Financial Services Authority of Indonesia (OJK). The independent variables examined include the efficiency of the Board of Directors, Audit Committee, and Sharia Supervisory Board (SSB), as well as the size, age and equity of the bank. The dependent variable includes the Islamic Bank's Financial Performance, which is determined using Return on Equity (ROE). Also, the study uses samples of 11 Islamic banks registered at BI and OJK from 2013 to 2017. They were selected using purposive sampling with specific criteria for sample withdrawal and panel data used in processes. The results showed that the Board of Director Effectiveness and Leverage had a significant positive effect on ROE. However, the Audit Committee Effectiveness, Shariah Supervisory Board Effectiveness, Bank Size, Age Bank did not affect ROE. Islamic banks need to pay attention to the factors that influence financial performance, especially the effectiveness of the Board of Directors. This is because their decisions directly contribute to the bank's performance. For investors, they can see the profits and losses the companies make from year to year through financial statements. They might also determine the quality of corporate governance from the annual reports.
The purpose of this study is to conclude the factors that affect bank capital adequacy ratios. The sample used is 42 banks listed on the Indonesia Stock Exchange in 2015-2019. The analysis method used was panel data regression and using purposive sampling for the sampling technique. The independent variables in this study are loan loss reserves, return on equity, bank size liquidity ratio and loan ratio, and capital adequacy ratio is the dependent variable. The results show that bank size and the return on equity have a positive effect on capital adequacy ratio, while loan ratio has a negative effect on capital adequacy ratio. The liquidity ratio and loan loss reserve have no effect on the capital adequacy ratio. It is expected that the results of this study will provide a reference for companies to understand the factors that affect capital adequacy. Managerial implications: Banking companies are expected to increase the total number of assets held, increase return on equity and reduce bank loan ratios to avoid the risk of bad credit.
Profitabilitas bank mampu membantu bank dalam melihat kinerjanya dalam periode tertentu. ROA bank sempat meningkat meskipun terjadi pandemi covid-19. Diketahui peningkatan ini memperlihatkan kinerja bank yang cukup baik. Tujuan dari dilakukan penelitian ini untuk menganalisis faktor-faktor yang mempengaruhi profitabilitas perbankan. Variabel yang digunakan yaitu ukuran bank, efisiensi operasional, likuiditas, CAR, dan GDP dengan variabel dependen profitabilitas meliputi ROA dan NIM. Sampel sebanyak 39 bank yang tercatat di Bursa Efek Indonesia periode 2017-2021 menggunakan teknik analisis regresi data panel. Kebaruan dilakukannya penelitian ini memasukkan variabel NIM. Penelitian memperlihatkan hasil dimana ukuran bank dan GDP berpengaruh positif dan signifikan terhadap ROA dan NIM. Sementara CAR berpengaruh signifikan dan negatif terhadap NIM. Namun, tidak terdapat pengaruh dari CAR dan likuiditas terhadap ROA. Keywords: CAR, GDP, likuiditas, profitabilitas
This research examines the determinant of bank risk with Bank Scale as the moderating variable. The determinants of bank risk in the study are Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), Market Power (MP), Exchange Rate (ER), Interest Rate (IR), and Technology Investment (TI). Standard Deviation (STD) and Value at Risk (VaR) are proxies of bank risk. The bank scale is based on Bank Umum Kelompok Usaha (BUKU Bank). The unit of research analysis are conventional banks listed on the Stock Exchange of ASEAN-4 countries namely Indonesia Malaysia, Philippines, and Thailand during the period of 2010 - 2019 with a total of 35 banks. Panel data regression is used to determine bank risk. The examination was conducted on banks in ASEAN-4 countries and Indonesia. The results found that banks in ASEAN-4 countries: CAR, MP, ER, IR, TI, and BB have significant negative effect on STD and LDR have significant negative effect on VaR, MP and TI have significant positive effect on VaR. For banks in Indonesia, ER positively affects STD, IR and IT negatively affect STD, NPL positively affects VaR, LDR and TI negatively affect VaR. BB has no effect on bank risk. The results of this study are expected to contribute in bank management to pay attention on bank-specific variables, especially technology investments and macroeconomic variables due to their enormous influence in increasing profitability and lowering risks.
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