Considerable numbers of study provides and widen the horizon of knowledge on the intentions of people or business to use religious-related banking product.With the increasing awareness of Islamic banking product, this study aims to probe the relationship between knowledge of Islamic finance and religiousity with the intention of consumer to use Islamic banking products.Methodoloy: Using purposive sampling, this research uses questionnaires to gather primary data from business owners or managers in Yogyakarta as the respondents. SMART PLS is used to analyze the data.Findings: This result shows that business players' intention to use Islamic banking products is influenced by religiosity, literacy and attitude. Meanwhile, the effect of Islamic financial literacy on the intention to use Islamic banking products shows a greater influence compared to other relationship. Knowledge, especially being financially literate is very important to increase the interest of industry players using Islamic products.Originality/Value: To the author knowledge, as the results variations among researcher exist, the findings of this research provides deeper insight on the literature of behavior and norms as well as Islamic financial literacy. This paper suggests that knowledge and religiousity matters as for business payers to make utilization decision related to Islamic banking product.
The purpose of this study is to examine the applicability of cash waqf among the Muslim society. It seeks the evidence of how waqf improves the socioeconomic condition of Muslims in Malaysia. Two established waqf institutions in Malaysia had been selected, namely Waqaf Annur Corporation Berhad and Perbadanan Wakaf Selangor as representatives of private and public sectors, respectively. Data was collected through interviews, data archives and document reviews. Both institutions show signifi cant evidence of waqf contribution to religious, economic and social activities. Perbadanan Wakaf Selangor focuses on benefi ts to the public such as mosque management and school development, while Waqaf Annur Corporation Berhad provides funds for public utilities as well as for individuals. This paper contributes to the literature of cash waqf and also informs stakeholder that waqf is the alternative method toward societal development. Comparative studies on cash waqf between countries or between Muslim and non-Muslim endowments are encouraged for future research.
consistently high. Continuous effort from taxpayers and monitoring activities from RMC is hence argued to form effective tools to improve compliance in the future. Studies on GST cultures among corporate business were subsequently suggested for further researches in the future.
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