This study aims to determine the effect of the Capital Adequacy Ratio and the Loan to Deposit Ratio on Earning Before Tax at PT. Bank BJB (Persero), Tbk. The method used is explanatory research. The analysis technique uses statistical analysis with regression testing, correlation, determination and hypothesis testing. The results of this study Capital Adequacy Ratio has a significant negative effect on Earning Before Tax by 5.1%, the hypothesis test is obtained t count <t table or (-0.520 <2.571). Loan to Deposit Ratio has a significant negative effect on Earning Before Tax by 12.4%, the hypothesis test is obtained t count <t table or -0.841 <2.571). Capital Adequacy Ratio and Loan to Deposit Ratio simultaneously have a negative but insignificant effect on Earning Before Tax, the regression equation Y = 176,283 - 4,730X1 - 0,132X2 and a determination value of 49.6%, hypothesis testing obtained F value <F table or (1,970 <5,410).
Tri Dharma Perguruan Tinggi bukan hanya menjadi tanggung jawab mahasiswa. Seluruh dosen (pendidik), serta orang – orang yang terlibat dalam proses pembelajaran ( sivitas akademika) memiliki tanggung jawab yang sama. Salah satu bentuk pengabdian masyarakat ini dituangkan dalam bentuk Kuliah Kerja Nyata (KKN) yang dilakukan STIE Hidayatullah Depok di tengah masyarkat pada umumnya, tujuan dari Kuliah kerja nyata (KKN) ini adalah untuk mengimplemntasikan ilmu yang sudah didapatkan selalama masa perkulihan, dalam hal ini mahsiswa STIE Hidaytullah Depok bekerja sama dengan warga yang ada diwilayah tersebut untuk melakukan kegiatan penyemprotan cairan desinfekatan dalam memutus rantai penularan virus covid-19, dengan adanya kegiatan ini diharapkan daapt membantu pememrintah dalam menangani virus yang sedang mewabah dimasyarakat.
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