Pesticide is inevitable in the process of tea production. Residual chemical pesticides absorbed by human body and soil will pose a great threat to human health. The construction of tea garden ecosystem that uses the principle of mutual restriction between species can effectively reduce the number of pests and the dependence on pesticides. In order to improve the adoption and attention of green production among farmers, the government strongly supports rural financial institutions to lend to farmers and encourages resources to be inclined to farmers. The aim of this study was to find out what factors affect the intention of tea farmers’ ecosystem construction and the differences of influence on intention of Chinese tea farmers' ecosystem construction under different financing modes. The results of the empirical research showed that the attitude, perceived behavioral control and subjective norms of tea farmers have a significant positive impact on the behavioral intention. And for tea farmers who get bank financing, the influencing intensity and significance of factors are different from those who obtain private credit. This study provided a theoretical basis for government to promote the development of ecosystem construction in the agricultural section, and put forward suggestions for financial institutions to serve environmental protection.
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