Literatürde yer alan çalışmalara bakıldığında, bireylerin bankacılık sistemi içerisinden yaptıkları tercihler üzerinde çok çeşitli faktörlerin etkili olduğu görülmektedir. Söz konusu faktörler kimi zaman finansal bilgi ve algı düzeyleri ve dini hassasiyetler olabildiği gibi kimi zaman fayda-maliyet unsuru, kimi zaman hizmet kalitesi, kimi zaman da bireylerin davranışsal özellikleri ve siyasi tercihleri olabilmektedir. Bu çalışmada bireylerin İslami bankacılık hakkındaki bilgi ve algı düzeylerinin yanı sıra, dini hassasiyetlerinin, davranışsal önyargılarının (kendine aşırı güven ve kayıptan kaçınma) ve siyasi bakışlarının çift bankacılık sisteminin söz konusu olduğu Türkiye'de banka tercihleri üzerindeki etkisi incelenmiştir. Çalışmada, veri toplanması amacıyla anket yöntemi kullanılmıştır. Toplanan veriler çalışmada belirlenen hipotezlerin test edilmesi amacıyla kullanılmıştır. Çalışma sonucunda kişilerin davranışsal önyargıları, siyasi tercihleri ve dini yaşantılarının yaptıkları tercihler üzerinde etkilerinin olduğu görülmüştür.Considering the studies in the literature, it is seen that various factors are influential on the choices of individuals within the banking system. These factors may be financial knowledge and perception levels and religious sensitivities, cost-benefit factors, sometimes service quality, and sometimes behavioral characteristics and individuals' political preferences. In this study, besides the knowledge and perception levels of individuals about Islamic banking, the effect of their religious sensibilities, behavioral biases (self-reliance and avoidance of excessive losses), and political preferences, on the bank preferences in Turkey where the dual banking system is carried out, is investigated. In the study, the survey method was used to collect data. The collected data were used to test the hypotheses determined in the study. As a result of the study, it was noticed that the behavioral prejudices, political preferences, and religious experiences of the people have significant effects on their choices.
In this study, the effect of certain ratios that investors pay attention to on stock prices in Borsa Istanbul is examined. For this purpose, 30 of the stocks with which the investors traded the most were taken as a sample. In the study, 30 companies with the highest average trading volume in the analysis period were selected according to their transactions in Borsa Istanbul. The study covers the period between 2010: 1Q-2019: 4Q. Variables included in the study are stock market price, P/E ratio, trading volume, market to book ratio, beta, free float percentage. In this study, it has been tried to understand at what level the stock market prices of companies' publicly traded stocks are affected by the indicators that emerge as a result of the transactions realized in the stock exchange, rather than the ratios discussed within the scope of financial analysis and ratio analysis, examples of which are very common in the literature. Panel regression analysis was performed in the study. Before proceeding to the panel regression analysis, preliminary tests were carried out and the model was tried to be given its most suitable form. For this purpose, multicollinearity tests, cross section dependency test, second generation unit root tests, varying variance test, panel regression model selection were made. The model created in the last stage was estimated. As a result of the study, it was seen that the Price/Earnings, Transaction Volume, Market Value/Book Value and Beta variables were significantly effective on the stock market prices of the companies' stocks. Among these variables, BETA affects negatively, while other variables affect positively. The variable with the highest effect on the share price is the negative BETA coefficient and the positive direction is the trading volume.
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