Standard-Nutzungsbedingungen:Die Dokumente auf EconStor dürfen zu eigenen wissenschaftlichen Zwecken und zum Privatgebrauch gespeichert und kopiert werden.Sie dürfen die Dokumente nicht für öffentliche oder kommerzielle Zwecke vervielfältigen, öffentlich ausstellen, öffentlich zugänglich machen, vertreiben oder anderweitig nutzen.Sofern die Verfasser die Dokumente unter Open-Content-Lizenzen (insbesondere CC-Lizenzen) zur Verfügung gestellt haben sollten, gelten abweichend von diesen Nutzungsbedingungen die in der dort genannten Lizenz gewährten Nutzungsrechte. Terms of use: Documents in February 2010The Levy Economics Institute Working Paper Collection presents research in progress by Levy Institute scholars and conference participants. The purpose of the series is to disseminate ideas to and elicit comments from academics and professionals.The Levy Economics Institute of Bard College, founded in 1986, is a nonprofit, nonpartisan, independently funded research organization devoted to public service. Through scholarship and economic research it generates viable, effective public policy responses to important economic problems that profoundly affect the quality of life in the United States and abroad. 1 ABSTRACTThe current financial crisis has been characterized as a "Minsky" moment, and as such provides the conditions required for a reregulation of the financial system similar to that of the New Deal banking reforms of the 1930s. However, Minsky's theory was not one that dealt in moments but rather in systemic, structural changes in the operations of financial institutions. Therefore, the framework for reregulation must start with an understanding of the longer-term systemic changes that took place between the New Deal reforms and their formal repeal under the 1999Financial Services Modernization Act. This paper attempts to identify some of those changes and their sources. In particular, it notes that the New Deal reforms were eroded by an internal process in which commercial banks that were given a monopoly position in deposit taking sought to remove those protections because unregulated banks were able to provide substitute instruments that were more efficient and unregulated but unavailable to regulated banks, since they involved securities market activities that would eventually be recognized as securitization.Regulators and the courts contributed to this process by progressively ruling that these activities were related to the regulated activities of the commercial banks, allowing them to reclaim securities market activities that had been precluded in the New Deal legislation. The 1999 Act simply made official the de facto repeal of the 1930s protections. Any attempt to provide reregulation of the system will thus require safeguards to ensure that this internal process of deregulation is not repeated.
The infectious COVID-19 has triggered an irremediable global health crisis and has increased the burden of stress, anxiety, and depression, the most categorized mental health problems among the general population. The present study is to understand the current status quo of digital learning in India and aims to suffice students' mental health issues attending online classes. It also intends to examine the role of psychological capital(PsyCap)in mitigating the problems of students' mental health. The present study is a qualitative in which different newspapers and pertinent studies were analyzed using a thematic research design. The findings showed that shifting to online education has gained momentum during the pandemic. Both central and state governments have launched multiple initiatives like Swayam Prabha, e-pathshala, VidyaDaan, SMILE, KITE’s Victers TV channel, and Ghar Se Padhao Abhiyan. However, the study has found different issues of online education inducing mental health problems among students. Further, it was found that the students’ PsyCap has a great potential helping students in coping with variousmental health issues. Herewith, it was convinced that developing PsyCap in students can be proven as a protective factor that helps them engage online actively and helps in reducing their mental health issues.
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