This research aims to analyze the financial performance of banks before and during the pandemic (COVID – 19) and to find out what benchmarks are the worst. This analysis uses the CAMEL method, that use ratio such as CAR (Capital Adequacy Ratio), NPL (Non – Performing Loan), ROE (Return on Equity), BOPO (Biaya Operasional terhadap pendapatan operasional), and LDR (Loan to Deposit Ratio). This research uses quantitative method using a comparative approach, because the data used is in the form of numbers and analyzed using statistic, this study is to compare the similarities and differences of 2 or more properties and objects under study in a certain frame of mind. This study uses data from the Financial Report Publication for Quarter II 2019 – III 2020. The study population was taken from banks that have gone public on the IDX (Indonesia Stock Exchange), with a total of 43 banks. The statistical method used is descriptive statistical and paired sample t-test. The result of research from 43 banks show that there are significant differences in CAR, NPL, BOPO on bank performance before and during the pandemic, while ROE and LDR have insignificant differences on bank performance before and during the pandemic. Penelitian ini bertujuan untuk menganalisis kinerja keuangan bank sebelum dan selama pandemi (COVID – 19) dan mengetahui tolok ukur apa yang paling buruk. Analisis ini menggunakan metode CAMEL, rasio yang digunakan adalah CAR (Capital Adequacy Ratio), NPL (Non – Performing Loan), ROE (Return on Equity), BOPO (Badan Operasional terhadap Pendapatan Operasional), dan LDR (Loan to Deposit Ratio). Penelitian ini menggunakan metode kuantitatif dengan menggunakan pendekatan komparatif, karena data yang digunakan berupa angka – angka dan menganalisis menggunakan statistika serta penelitian ini bersifat membandingkan persamaan dan perbedaan 2 atau lebih sifat dan objek yang diteliti pada kerangka pemikiran tertentu. Penelitian ini menggunakan data Laporan Keuangan Publikasi Triwulan II 2019 – III 2020. Populasi penelitian diambil dari perbankan yang sudah go public di BEI (Bursa Efek Indonesia), dengan total 43 perbankan. Metode statistik yang digunakan adalah uji statistika deskriptif dan uji t dua sampel dependen. Hasil penelitian dari 43 perbankan menunjukkan bahwa CAR, NPL, BOPO terdapat perbedaan yang signifikan terhadap kinerja bank sebelum dan selama pandemi, sementara ROE dan LDR terdapat perbedaan yang tidak signifikan.terhadap kinerja bank sebelum dan selama pandemi.
The purpose of this research is to examine whether 1) financial attitudes can affect investment intention; 2) risk aversion can affect investment intention; 3) locus of control can affect investment intention. Sample was collected by purposive sampling method with total amount 190 respondents in Faculty Economic and Business at Tarumanagara University and analyzed with SmartPLS 3.2.8. The result of this study show that financial attitudes, risk aversion and locus of control have significant effect to investment intention. Tujuan atas penelitian ini adalah untuk menganalisis apakah 1) sikap keuangan dapat mempengaruhi niat investasi; 2) sikap menghindari risiko dapat mempengaruhi niat investasi; 3) lokus kendali dapat mempengaruhi niat investasi. Sampel diperoleh dengan metode purposive sampling dengan total 190 responden di Fakultas Ekonomi dan Bisnis Universitas Tarumanagara dan dianalisa dengan SmartPLS 3.2.8. Hasil penelitian ini menunjukkan bahwa sikap keuangan, sikap menghindari risiko, dan lokus kendali memiliki pengaruh signifikan terhadap niat investasi.
This study aims to examine the determinant of firm value with the moderating role of profitability. The amount of research samples is 81 manufacturing companies listed on the Indonesia Stock Exchange during 2017-2019, selected with a purposive sampling technique. This study found that all determinants have no significant effect on firm value, while profitability has a significant effect on firm value. However, this study found that profitability strengthens the influence of firm size and growth on firm value but didn’t strengthen the influence of leverage and current assets. Penelitian in bertujuan untuk menguji determinan nilai perusahaan dengan profitabilitas sebagai variabel moderasi. Jumlah sampel sebanyak 81 perusahaan manufaktur yang terdaftar di Bursa Efek Indonesia periode 2017-2019 yang dipilih secara purposive sampling. Penelitian ini menyimpulkan bahwa seluruh variabel tidak berpengaruh signifikan terhadap nilai perusahaan, sedangkan profitabilitas berpengaruh signifikan terhadap nilai perusahaan. Meskipun demikian, profitabilitas memperkuat pengaruh firm size dan growth terhadap nilai perusahaan, tetapi tidak memperkuat pengaruh leverage dan current ratio.
This study examines the effect of motivation, risk perception, and investment knowledge on investment interest during the Covid-19 pandemic. The number of samples used in this study was 200 samples selected using the purposive sampling method and obtained using a questionnaire. Data processing using SmartPLS application assistance. The results showed that investment motivation and investment knowledge had a positive effect on interest in investing during the Covid-19 pandemic, while risk perception did not significant.Penelitian ini menguji pengaruh motivasi, persepsi risiko, dan pengetahuan investasi terhadap minat berinvestasi di masa pandemi Covid-19. Jumlah sampel yang digunakan dalam penelitian ini adalah 200 sampel yang dipilih menggunakan metode purposive sampling dan diperoleh menggunakan kuesioner. Pengolahan data menggunakan bantuan aplikasi SmartPLS. Hasil penelitian menunjukkan bahwa motivasi dan pengetahuan investasi berpengaruh positif terhadap minat berinvestasi di masa pandemi Covid-19, sedangkan persepsi risiko tidak signifikan berpengaruh terhadap minat berinvestasi di masa pandemi Covid-19.
The number of millennial investors in the Indonesia Stock Exchange (IDX) has increased significantly in the last three years. This phenomenon shows the existence of investment intention among the millennial generations, which is interesting because since the monetary crisis of 1998, there is such a trauma in most Indonesian to invest in the capital market. Now, the millennial generations show another signal that they can forget the trauma. It is interesting to know what kind of factors that influence the millennials' investment intention in the capital market. This study attempted to answer this question. This research proposed three factors, namely financial attitude, risk aversion, and locus of control, that influence the millennials' investment intention, along with the hypothesis developments. The sample consist of the millennial generation that was divided into three groups, namely male, female, and whole sample. SEM was employed to test the three hypotheses by using Smart PLS. The results show that only financial attitude in the female group sample that does not have a significant effect on the millennials' investment intention.
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