The type of research used in this study is a qualitative method. This study aims to analyze the factors that influence members in the use of mobile application services BMT UGT Nusantara with qualitative descriptive method. The results of the study indicate that there are factors that influence members in using the UGT Mobile application, namely it is easier to use than mobile banking in a number of banks, safer because it is easy to communicate and handle complaints, thereby cutting transportation costs, A sense of belonging arises because as a member automatically as a member as a member. the owner of the cooperative, according to the cooperative spirit of kinship. BMT UGT members are less than optimal in using the UGT Mobile application due to a lack of knowledge about the UGT Mobile application. It is necessary to conduct periodic surveys to members as evaluation material to find out whether the services and facilities provided by KSPPS BMT UGT Sidogiri Nusantara are in accordance with the expectations of members.
This paper explores the contribution of Islamic financial institutions in the halal industry from the point of view of maqashid sharia. Financial transaction activities are aimed at achieving mashlahah or economic prosperity for each person and citizen. However, the implementation of this mashlahah as the conceptual framework of sharia maqashid requires criticism that can contribute instantly to sharia business activities. The formulation of each Islamic banking and financial product is inseparable from the study of ushul fiqh and sharia maqashid. Linked to Islamic banking products, ushul fiqh with a maqashid sharia perspective shares philosophical perspectives and rational thoughts about contracts in each Islamic banking product. With the Maqashid Syariah approach, Islamic banking and financial products can grow well and can respond to rapidly changing business progress. This research uses content analysis by conducting a literature review on the theme. This paper formulates that Islamic financial institutions are driven by spirituality and ethical values derived from maqashid al-syari'ah
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