The aim of this study is to investigate how financial knowledge, financial attitude, and pocket money can affect saving behavior with self-control as a moderate variable. This study adopted a quantitative approach. The population in this study was 298 students of Accounting Education Department at the State University of Surabaya with a sample of 178 students. The data collection methods were closed tests and questionnaires. The data were analyzed using Structural Equation Modeling (SEM) based on component partial least square (PLS) with the help of the WarpPLS 6.0 application. The results of the study show that: 1) financial knowledge does not significantly affect saving behavior and this is proven by p-value 0,348 ≥ significant 0,05. 2) Financial attitude does not significantly affect saving behavior and this is proven by a p-value 0,225 ≥ 0,05. 3) pocket money has a significant impact on interest-bearing pocket money and this is demonstrated by p-value 0,001 ≤ 0,01 and Path Coefficient 0,754. 4) Self-control as moderating does not have a significant impact on saving behavior and this is proven by a p-value 0,148 ≥ 0,05. 5) Self-control is unable to modify the impact of financial knowledge on saving behavior and this is demonstrated by p-value 0 results, 0,207 ≥ 0,05. 6) Self-control can modernize financial attitude with saving behavior and this is proven by p-value 0,023 ≤ 0,05. 7) Selfcontrol can modify the effect of pocket money on saving behavior and this is demonstrated by a p-value 0,047 ≤ 0,05.
Praktikum Akuntansi Keuangan Lembaga merupakan suatu mata pelajaran yang ditempuh sejak kelas XI di kelas Akuntansi. Pada pelajaran ini, siswa cenderung tidak aktif karena kurangnya pemahaman akan pelajaran dan materi yang tengah dieplajari hingga hasil belajar siswa tidak tercapai dengan maksimal. Penelitian ini memiliki tujuan untuk mengetahui Pengaruh Strategi Pembelajaran Contextual Teaching and Learning (CTL), Media Pembelajaran, dan Motivasi belajar siswa terhadap hasil belajar siswa kelas XI Akuntansi SMK Negeri 4 Surabaya. Jenis penelitian ini adalah penelitian kuantitatif. Sampel dalam penelitian ini adalah 83 siswa kelas XI Akuntansi SMK Negeri 4 Surabaya dengan Teknik pengumpulan data menggunakan kuesioner. Pada penelitian ini dilakukan pengujian asumsi klasik, analisis regresi linier berganda serta dilakukan pengujian hipotesis. Berdasarkan penelitian, didapatkan hasil di antaranya 1) Strategi pembelajaran Contextual Teaching and Learning (CTL), media pembelajaran dan motivasi belajar secara simultan berpengaruh terhadap hasil belajar siswa; 2) Strategi pembelajaran Contextual Teaching and Learning (CTL) secara parsial berpengaruh signifikan terhadap hasil belajar siswa; 3) Media pembelajaran secara parsial berpengaruh signifikan terhadap hasil belajar siswa dan; 4) Motivasi belajar secara parsial berpengaruh signifikan terhadap hasil belajar siswa.
: Analyzing the effect of financial knowledge, friends of the same age, and parental income on financial behavior with self-control as a moderating variable is the purpose of this research. Quantitative research is a type of research used in this study. The research sample was determined by purposive sampling technique totaling 100 students. Data analysis techniques used Structural Equation Modeling (SEM). Data collection techniques used were test and questionnaires. The result of this research is that financial knowledge can’t significantly influence financial behavior of students. Peer pressure, parental income, and self control have a significant on student financial behavior. Self control cann’t moderate financial knowledge on financial behavior, but it can moderate peer moderation on financial behavior. Self control does not moderate parental income on student financial behavior.
Personal financial management needs to be done by every individual including students. However, not all individuals are accustomed to doing personal financial management. Personal financial management in students is thought to be influenced by financial literacy, financial attitudes, and family financial education through locus of control as an intervening variable. The purpose of this study was to analyze the direct and indirect effects of financial literacy, financial attitudes, and family financial education on personal financial management with locus of control as an intervening. Quantitative research is the type of research used. Questionnaires are used as data collection. The total population of the study was 158 students of Accounting Education, State University of Surabaya, class of 2017 and 2018. Purposive sampling was used for sampling. Classical assumption test, regression analysis, path analysis and Sobel test were used as data analysis techniques and used SPSS 16.0 software. This study resulted in 1) the direct influence of financial literacy, financial attitudes, and family financial education on personal financial management. 2) There is an indirect effect of locus of control on personal financial management. 3) There is an indirect influence of financial literacy, financial attitudes, and family financial education on locus of control 4) Locus of control is not an intervening variable of financial literacy on personal financial management . 5) locus of control is an intervening variable of financial attitudes and family financial education on personal financial management.
Based on the results of the 2012 IDHS survey the TRC showed 9.3% or 3.7 million adolescents said they had had premarital sex. The purpose of this study was to determine the effectiveness of comic media as a promotion of adolescent health in SMP N 2 Pontianak. This research uses a quantitative approach with quasi-experimental methods (quasi experiments) type of pre-test post-test one group design. The number of samples of data analysis using the Wilcoxon Test was 38, using questionnaire and comic instruments. The results of this study by conducting the Wilcoxon Test there are significant differences between before and after given the intervention in the form of comic media on the information variable (p value = 0,000), subjective norm variables (p value = 0,000), and the variable Intention of sexual behavior (p value = 0.044) so it can be concluded that comics are effective media as an alternative media for the promotion of adolescent sexuality health.
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