The development of technology is so rapid today that the banking industry must be able to provide services that can adapt to the needs and desires of customers in the current digital era, such as mobile banking. This study aims to determine the magnitude of the influence of knowledge, service features, benefits, and convenience on the interest of BSI Mojopahit 2 Mojokerto City customers in using BSI mobile banking in 2021. This study uses a quantitative research type with a sample of 100 respondents. The analysis used in this study is multiple linear regression analysis using the IBM SPSS 24 application. The results of this study show the multiple linear regression equation, namely Y = 1.433 + 0.175 X1 + 0.184 X2 + 0.219 X3 + 0.191 X4 + e. The F (simultaneous) test shows that the variables of knowledge, service features, benefits and convenience have a significant effect simultaneously or jointly on customer interest. Meanwhile, the T-test (partial) shows that the knowledge variable has a significant partial effect on customer interest. The service feature variable has a significant effect on the customer interest variable. The benefit variable has a significant effect on the customer interest variable, and the convenience variable significantly affects the customer interest variable. Moreover, the benefit variable is the variable that has the most dominant influence on the interest of BSI Mojopahit 2 Mojokerto customers in using mobile banking. Based on the results of this study, Islamic banking is expected to provide information about BSI mobile banking clearly and maintain and maximize service features, benefits and ease of use of mobile banking to increase customer interest so that the BSI mobile banking application becomes the main choice in transacting.
Universities should guarantee that graduates are ready for the challenges of current life, work, and citizenship. Thus, universities should manage a myriad of priorities to ensure students’ success in life, work, and citizenship. The first step to take is developing graduate profile. This study aims to design a research road map to develop the graduate profiles of Bachelor of Sharia Economics (BSE) Study Program in UIN Sunan Ampel Surabaya. BSE has designed three graduate profiles: 1) Practitioners in Islamic finance; 2) Islamic finance & public policy analyst; and 3) Moslem entrepreneur. Therefore, BSE focused on three specializations: Islamic financial institution; Islamic economy & public policy; and halal industry and Islamic business. Islamic financial institution sub major has been designed to support the first profile, Islamic economy and public policy has been designed to support the second, while halal industry and Islamic business has been designed to support the last. These three specializations is strengthened by BSE research studies. BSE research studies were then strengthened by research road map. In other word, research road map was designed to develop research studies, and finally to develop graduate profiles of BSE.
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