This study was conducted to analyze the application of the Jiwasraya insurance claims payment accounting information system in improving service to customer life insurance claims. The data used in this study were primary data directly through the results of interviews with Jiwasraya Insurance Company employees, and customers. This is a descriptive qualitative study. The results of the study showed that the application of the life insurance claims payment accounting information system in improving service to customers at PT. Jiwasraya Insurance Persero Lhokseumawe area consisted of customers preparing all documents used in filing life insurance claims either died due to death or died due to accidents, following procedures for handling and administering death claims, waiting when checking procedures for recording life insurance claims i.e. by opening a claim payment in LBK in accordance with the account or estimated claim number in accordance with the applicable provisions, waiting for the results of life insurance claim reporting, and waiting for the results of the claim disbursement decision to be approved or rejected.
The purpose of this study was to determine the effect of Capital Expenditure, Privileged Funds and Regional Own-source Revenue on the Financial Performance local of district/city in 2016-2020 (case study of the Aceh Provincial Goverment). The data used in this study are secondary data in the form of panel data, which is a combination of cross section data and time series data obtained from the Regional Revenue and Expenditure Budget (APBD), the number of samples in this study are 115 samples using the census sampling technique. Data analysis method in this research uses multiple linear regression analysis methods. The result of the study show that partially capital expenditure had a positive and significant effect on regional financial performance, while balancing funds and regional original income (PAD) had no significant effect on regional financial performance.
Penelitian ini bertujuan untuk mengkaji dampak penyaluran zakat produktif dalam upaya meningkatkan kesejahteraan mustahiq. Data yang digunakan dalam penelitian ini adalah data primer yang bersumber dari 56 mustahiq yang diambil secara probability sampling, dimana tekniknya dengan pendekatan probabilitas secara acak dalam menentukan elemen sampel. Analisis data yang digunakan dalam penelitian ini adalah regresi linier sederhana. Hasil penelitian menunjukkan penyaluran zakat secara produktif memberi pengaruh positif yang sangat signifikan. Hal ini mengidikasikan bahwa alokasi penyaluran zakat secara produktif dapat meningkatkan pendapatan dan kesejahteraan mustahik secara signifikan. Dengan demikian penyaluran zakat secara produktif diikuti dengan pendampingan memberikan multiplayer efek yang baik dalam usaha meningkatkan kesejahteraan mustahik yang berkelanjutan.
Poverty and income inequality in society is a problem that is very complex that is being faced by every nation and state in building economic growth. This is a contradiction for developing countries with modern economic theory multiplier effect which states that with increasing economic growth will be able to complete the level of poverty and income distribution that occurs evenly. In fact, there are always poverty gap. This problem makes us aware that efforts to reduce poverty and income inequality are not an easy problem to overcome without the support of various parties. The declining level of economic growth in Aceh's people due to prolonged social conflict has an impact on the level of welfare of the people who are in the poverty line. Post-2006 peace Aceh Province received a large flow of funds from the central government in the form of special autonomy funds. This large amount of funds has not been able to significantly lift the economic growth of the community and the community remains in the circle of poverty. Aceh Central Statistics Agency (BPS) said that as of December 2017 Aceh's poverty rate was ranked 6th in the country. On one side of Aceh as one province that has the largest Regional Income and Expenditure Budget (APBA) in Indonesia, on the other hand it has not been able to reduce the high rate of poverty, so that it becomes an interesting phenomenon to study. According to the publication of data from the Ministry of Finance, Aceh shows that in 2016 the realization of incomes at the provincial and all regencies / cities reached Rp. 41.86 trillion, with expenditure reaching Rp. 42.18 trillion. The amount of income and expenditure in Aceh is ranked the 7th largest in Indonesia. This shows a problem where Aceh has a lot of budget, which should have a better level of community welfare than other provinces with less money. In March 2018, the number of poor people in Aceh reached 839 thousand people or 15.97 percent, an increase of 10,000 people compared to the poor population in September 2017, which amounted to 829 thousand people or 15.92 percent, compared to March of the previous year. a decrease in the number of poor people by 33 thousand people or 16.89 percent (BPS Aceh, 2018). To address poverty and income inequality in society, in Islam itself has upgrade set procedure to solve the problems of this gap is through zakat instrument. Because in Islam zakat is an obligation for a Muslim who is able to set aside 2.5% of his wealth to be surrendered to other Muslims who are still poor according to the criteria set out in the Qur'an and hadith. The level of public awareness to pay zakat from year to year continues to increase, however, the exploration of the potential of large zakat has not been organized and channeled optimally in poverty alleviation efforts. The Province of Aceh in 2017 which has the potential of zakat reaching IDR 1.4 trillion is a huge potential in an effort to reduce poverty and income inequality. The effort to explore this great potential certainly requires a structured and foc...
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