This study aims to investigate the determinants of NDIV platform acceptance among young investors in Malaysia within the context of protection motivation theory and uncertainty reduction theory. The study proposed a conceptual model comprising five hypotheses tested using structural equation modelling-partial least squares. Data was collected through an online questionnaire survey from 361 young investors in Malaysia. The results show that acceptance of the NDIV platform is directly influenced by perceived severity, response efficacy, self-efficacy, and transparency. This study extended the protection motivation theory by incorporating uncertainty reduction theory to strengthen the predictions of NDIV platform acceptance among young investors in Malaysia. The study brought meaning by filling the theoretical, empirical, and methodological gaps in the body of knowledge.  This research contributes to the administrators, regulators, industry practitioners, and government to improve the platforms' strategies and increase citizen engagement conclusions.

Smart city technology is a city with information and communication technology that aims to solve problems and meet society's needs. Smart city technology's success depends on the acceptance of its citizens. The main purpose of this paper is to illustrate the determinants of smart city technology acceptance among working professionals and the moderating role of smart governance, supported by the unified theory of adoption and use of technology 2. The study uses a quantitative approach. Data is collected from working professionals using an online questionnaire. 103 responses were received and analysed using the IBM SPSS Statistics 26 and SmartPLS 3 software. The findings suggest that performance expectancy, social influence, facilitating condition, price value, habit, and trust significantly influenced the acceptance of smart city technology. In addition, smart governance moderated the relationship between performance expectancy, effort expectancy, social influence, price value, habit, trust, and smart city technology acceptance. The study contributes to the empirical gap by adding trust and smart governance's role as a moderator to address the limitations of the unified theory of adoption and use of technology 2 model. Practically, this study reveals insights useful to government agencies and corporations in crafting sustainable strategies that prioritise people's needs in smart city initiatives.