Di Nusa Tenggara Barat, jumlah bank sampah binaan Bank sampah Induk Regional Bintang Sejahtera (BSIR-BS) adalah sebanyak 115 BSU pada tahun 2018 dan meningkat menjadi 259 BSU pada tahun 2019. Bisnis pengelolaan sampah dengan konsep ekonomi syariah, semakin diterima oleh masyarakat. Transaksi jual beli sampah (muamalah) tidak hanya bertujuan pada keuntungan semata, tetapi selaras dengan moral, etika dan tujuantujuan syariat. Metode penelitian adalah kualitatif, dengan pendekatan kasus (case approach). Analisis data bersifat deskriptif kualitatif, perolehan data melalui studi kasus dan studi literatur. Hasil temuan riset adalah (BSIR-BS) merupakan bank sampah yang fokus dan komitment terhadap pengembangan tata niaga persampahan di NTB, dengan konsep “Bersama kami merubah sampah menjadi rupiah, merubah masalah menjadi berkah”. Konsep tersebut merupakan derivasi dari terlaksananya scale up bisnis sampah yang selaras dengan tujuan-tujuan syariat (al-maqasid al-syariah). Scale up bisnis pengelolaan bank sampah dilakukan dengan beberapa tahapan. Pertama, minimalisasi dampak lingkungan yang ditimbulkan dengan pengukuran kuantitas sampah yang bisa dikelola dan memiliki nilai ekonomi. Aspek kompetensi, kualitas, moral etis, amanah, dalam proses tata niaga bisnis sampah, sebagai upaya hifzu dien (menjaga agama), dan hifzu al-nasb (menjaga keturunan). Kedua pengetahuan pemahaman dan kesadaran terhadap pengelolaan sampah sebagai sumber daya, sebagai upaya hifzu al-nafs (melindungi jiwa), hifzualaql (melindungi akal). Ketiga, peningkatan jumlah bank sampah unit yang dibina, membangun jaringan yang lebih luas, melalui edukasi, penguatan ekonomi nasabah sebagai upaya hifzu al-mãl (melindungi harta).
Life insurance is a protection product that is not only beneficial for the policyholder, aka the insured, but also for the whole family. There are several benefits of life insurance that can be felt by families, including: 1) Guaranteeing the family's financial future, 2) Savings and reserve funds, 3) Inheritance for the family, 4) Reducing the burden on children when we retire. As the times progress, so many insurance companies have sprung up all over the world, and Indonesia is one of the countries with the most insurance companies providing various types of insurance products, one of which is life insurance, and the most well-known life insurance in Indonesia is Manulife Life Insurance. Indonesia.Manulife Indonesia Life Insurance is insurance that is trusted among the people of Indonesia, however, not a few people or customers of Manulife Indonesia Life Insurance are disappointed with the services provided. Therefore this research was conducted to find out more deeply what are the causes of Manulife Indonesia Life Insurance customer dissatisfaction with the services provided by the company. This study used a qualitative approach and observations were made from December 2022 to January 2023. The results of the research found in the field that employees in the marketing department were dishonest to potential customers or customers. So that in the future there will be inconvenience to customers which results in customer distrust of the company. Therefore, it is hoped that the Life Insurance company Manulife Indonesia will supervise every activity of its employees.
Government policies in waste management aim to improve public health, environmental quality, and waste as a resource. Data shows that 73.6% of residences have not classified waste into organic, inorganic, and hazardous waste types. This qualitative research uses sociological jurisprudence and legal sociology approaches. Data is obtained through literature review and case studies. Results show that garbage banks are used as a form of waste management, where recyclable and/or reusable waste with economic value are sorted and collected. The waste bank implementation is synergized with manufacturers in the form of corporate social responsibility. These CSR funds are not yet maximized for waste management groups established by the West Nusa Tenggara Province, which has reached 99 units in 2017 and 54 in 2018. Funds are dominated by local governments in fostering, socializing programs, and providing facilities, infrastructure as well as capital assistance. In addition to local governments, manufacturers participate in ensuring everyone's right to a good and healthy environment through garbage banks. Another form of responsibility is efforts to change the society’s paradigm and behaviour on sustainable waste management from its source. This has not run optimally, nor has it been synergized with volunteer-based academics.
Sampah merupakan salah yang sangat serius dan susah untuk dihindari, sampah yang dihasilkan di kampus Universitas Muhammadiyah Mataram bertambah setiap tahunnya, diimbangi dengan jumlah mahasiswa dan civitas akademika yang semakin banyak. Universitas Muhammadiyah Mataram sendiri kesulitan menangani masalah sampah tersebuh. Bersama dengan Pusat Studi Ekonomi Sirkular, akan didirian ATM sampah berbasis sedekah sampah, Teknik operasional ATM Sampah UMMAT adalah pemilahan, pewadahan dan pengolahan timbulan sampah dari sumbernya. ATM Sampah UMMAT akan diletakkan di tempat tempat strategis, sehingga setiap civitas akademika masuk ke lingkungan kampus dapat menyetorkan sampahnya Sesuai dengan jenis sampah yang disetorkan, kemudian ATM Sampah UMMAT juga akan ditempatkan di masing masing Gedung yang ada di Universitas, sampah yang telah tersimpan di masing-masing ATM Sampah akan di proses Lanjut oleh Tim Pusat Study untuk didaur ulang. Hasil dari kegiatan edukasipengelolaansampahberbasis ATM sampahbagipetugaskebersihanseUniversitasberjalansesuairencana, dan kinikampusUniversitas Muhammadiyah Mataram sudahbisadikatakansebagaikampusZerro Waste.
This study aims to find out how far the waste management process in the Muhammadiyah Mataram University Campus is, knowing that so far the waste on the Muhammadiyah Mataram University Campus has not been handled as well as possible. It can be seen that there are still many landfills that are not handled properly and waste is simply dumped beside the river which is next to the Muhammadiyah Mataram University Campus. This study used a quantitative approach and observations were made from January 2021 to March 2021. The results of the researchers' observations found that all types of waste were simply thrown away. After the researchers conducted socialization and training for all janitors at the University of Muhammadiyah Mataram Campus. Since then, plastic waste such as plastic bottles from beverage packaging and so on has been collected and then the Bintang Sejahtera waste bank came to buy the unorganic waste, while organic waste from food scraps, especially the largest organic waste contributor came from Kantik on campus. Muhammadiyah University of Mataram, and the organic waste is used for maggot caterpillars or maggots.
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