Available statistics confirmed that men have access to credit more than women in Nigeria because men have assets which serve as collateral for accessing credit. Credit is essential to farmers, especially the small-scale farmers who have limited capital for their production but constitute the greatest force in food production in many developing countries. The study was carried out to investigate micro-loan sizes accessed by male and female small-scale agro-entrepreneurs in the Niger Delta region of Nigeria on a comparative basis. Multi-stage sampling technique was used to collect data from 373 respondents who were either client of formal, semiformal or informal microcredit institutions. Z-test results revealed that loan sizes accessed from formal source showed that there was no significant difference between the mean amount accessed by men and women borrowers. Also for the informal micro-credit, there was no significant difference (p>0.50) between the mean amount of loan accessed by male and female agroentrepreneur borrowers. The result of the semiformal loans showed that there was a significant difference (p<0.05) between the mean amount of loan, accessed by male and female borrowers. The study recommends that micro-credit schemes which are the major strategy for formal financial inclusion in Nigeria have really impacted positively on women's loan sizes, and should be sustained to close the gap existing between men and women in accessing microcredit.

SUMMARYGiven the importance of irrigation for rice production, this study compared the technical efficiency of irrigated and rain-fed rice (Oryza sativa) farms in the Upper Niger River Basin and Rural Development Authority (UNRBDA), Nigeria. Primary data were collected from 300 irrigators and 325 rain-fed rice producers. Applying the stochastic frontier Cobb–Douglas production function, net income analysis and Likert scale rating techniques, the study found that irrigated scheme increased marginal factor productivity and profitability. The study revealed the existence of large technical inefficiency in rain-fed farms when compared with irrigated farms. This suggests that there is room for output gains through technical efficiency improvement in the rain-fed system. The mean value of the marginal physical product of inputs (VMPPX) in the irrigated farms (₦2.32) was more than that of rain-fed farm (₦1.67). Thus, if the average producers in the rain-fed are to achieve the technical efficiency level of the average producer in the irrigated farms, they can realize 38% output gains. Similarly, the mean net farm income (NFI) of ₦62,280.00 per ha in the irrigated farm was more than double of that of rain-fed farms ₦22,391.00. The partial regression coefficients for the individual production factors (β1) and (β3) for labour input (X1) and other variable inputs (X3), respectively, were positive and significant at 1% level, suggesting that the partial elasticity of crop output with respect to labour and other costs was higher in the irrigated farms than in the rain-fed farms. The Likert scale rating techniques showed that the poor knowledge of irrigation techniques, insufficient water for irrigation during the dry season, high cost of labour and lack of access to credit were the critical constraints preventing the rain-fed rice producer from joining the irrigation scheme. In view of this, rice irrigators should be encouraged to train more rain-fed farmers on some rudiments of irrigation techniques. They should also be linked to the sources of finance. Water Users Association (WUA) should be established in communities within the scheme areas for effective communication between farmers and the officials of the UNRBDA. Decision on the allocation of resources to Fadama sites including water should be given to WUA to strengthen the membership of the organization, while the government officials serve as supervisory and advisory body.

A two year study was carried out in two locations in south eastern Nigeria in the years 2008 and 2009, to determine the effect of planting space on plant population at harvest, and corm yield in cocoyam cultivars. This was aimed to identify optimum planting space for optimum cocoyam production. Five taro cultivars; Nkpong, Ugwuta, Nworoko, Odogolo and Nadu were used. Three planting space; 50 x 100 cm, 40 x 100 cm and 30 x 100 cm were tested. The result showed that decreasing planting space from 50 x 100 cm to 40 x 100 cm resulted to increase in plant population at harvest. There was a decline in plant population as planting space was further decreased to 30 x 100 cm. The closest planting space of 30 x 100 cm produced the highest tuber yield ha -1 among the three planting space in the two locations. The result also showed that the Ugwuta cultivar produced the highest tuber yield among the five cultivars in the Nsukka location while the Odogolo cultivar recorded highest tuber yield in the Umudike location. It was therefore recommended that planting at the spacing of 30 x 100 cm should be adopted as a production practice in these areas for high tuber yield in cocoyam.

Among the numerous problems that are facing cotton farmers, climate change is one of the most important still out of their control. Adaptation appears to be one of the best alternatives. The objective of this research is to assess the impact of climate change on cotton production in the Savannah region of Togo. The study was conducted with 172 cotton farmers sampled randomly in many stages in order to determine the impact of climate change on cotton production. The impact assessment of climate change on cotton production was carried out using ATE (Average Treatment Effect) and ATET (Average Treatment Effect on the Treated) models introduced by Rubin in 1974. The results show that climate change has a significant negative impact at 1% level on cotton production observed with an average decrease per farmer of 2330 kg, on the yield efficiency with an average decrease of 515 kg/ha and on the income level with an average decrease of US $745 per farmer. Climate change reduces the level of soil fertility, favours pest resistance and leads to an increase in consumption of cotton production inputs per unit of area. The study also reveals a low level of adaptation of cotton farmers to climate change. The expansion of cultivated areas remains the main reaction of cotton farmers to climate's negative effects. Raising producers' awareness on the reality of climate change and adopting adaptation techniques and strategies would greatly improve cotton farmers' adaptive capacity and positively affect cotton production in Savannah region, and Togo in general.

International remittances are now a mechanism in development financing and a welfare strategy. Growing trends of these money transfers by migrants to their families back home in developing nations have been proven by evidences in literature and many empirical findings. This research analysed the effects of migrant remittances on the welfare of farm households in Nigeria. Welfare was measurable in terms of the households' real per capita consumption. Cross sectional data were pooled from two sources. The data sources were Nigerian General Household Survey conducted in 2010/2011 and the Nigerian Living Standard Survey carried out in 2003/2004. The analytical technique adopted was the poverty profile function within the framework of multiple regression analysis. Results showed that four exogenous variables, including household real per capita remittances were significant determinants of household real per capita consumption (welfare).