Sampai tahun 50-an, dunia hanya dipengaruhi oleh pertentangan idiologi antara Kapitalisme di satu pihak dan komunisme di pihak lain. Kedua kubu, dengan pertentangan mati-matian berpangkal pada satu falsafah hidup yang dinamakan materialisme (falsafah kebendaan). Seolah-olah manusia melupakan bahwa di balik materi yang diperjuangkannya, masih ada kekuatan gaibyang harus diyakini dan ditakuti yaitu Tuhan Yang Maha Esa. Islam membawa falsafah tentang harta dunia yang menguasai sebagian faham manusia di dunia, yaitu falsafah ketuhanan. Falsafah ini berbeda sekali dari paham universalisme dari gereja pada abad pertengahan yang lalu dan juga faham idealisme yang bisa diartikan orang. Salah satu sumbangan terbesar Islam kepada umat manusia adalah prinsip keadilan dan pelaksanaannya dalam setiap aspek kehidupan manusia, dimana setiap anggota masyarakat didorong untuk memperbaiki kehidupan material masyarakat, disamping berusaha untuk memperbaiki kehidupan rohani dan mengingatkan setiap benda di dunia untuk diambil manfaatnya, tetapi secara bersamaan ·Islam mendidik mereka bertanggung jawab, bukan saja kepada istri dan keluarganya, tetapi juga terhadap saudara-saudaranya, yang miskin dan melarat, negara dan akhirnya seluruh makhluk. seluruh aspek kehidupan, walaupun prinsip keadilan ini menyentuh setiap individu, namun yang paling penting adalah akibat yang ditimbulkannya terhadap kehidupan sosial persoalan keadilan ini akan lebih jelas lagi bila ia dikaitkan dengan aspek ekonomi. Ketiga aspek dimaksud yaitu: aspek kepemilikan, aspek konsumsi dan aspek distribusi pendapatan. Dari ketiga aspek ini, nanti dapat terlihat persamaan maupun perbedaan pandangan dari ketiga sistem ekonomi dalam memandang ketiga aspek kehidupan di bidang ekonomi. Kata Kunci : Sistem Ekonomi Kapitalis, Sistem Ekonomi Sosialis, Sistem ekonomi Islam, Falsafah Matenalisme.
Sun Life Financial Syariah Tangerang City Branch is a financial services company that provides a variety of products including waqf products for insurance benefits. The fundamental challenge in optimizing waqf programs in Indonesia is that understanding of the waqf law is good and right by some people, some people do not know about waqf money / cash, lack of socialization about endowments of insurance benefits. this requires PT. Sun Life Financial Syariah needs a special strategy to attract public interest in waqf products The formulation of the problems that can be raised in this study are (1) how the waqf product marketing strategy carried out by PT. Sun Life Financial Syariah Tangerang City Branch, (2) how the SWOT analysis that affects marketing strategies based on internal and external factors at PT. Sun Life Financial Syariah in marketing waqf products. The purpose of this study are (1) To find out the application of waqf product marketing strategies at PT. Sun Life Financial Syariah Tangerang City Branch, (2) to find out the results of the SWOT analysis that affects the marketing strategy based on internal and external factors. The method used in this study is a qualitative method which is a research procedure that produces data from direct interviews in the form of written or oral words from the parties concerned then analyzed using SWOT analysis. From the results of the research, the waqf product marketing strategy undertaken by PT. Sun Life Financial Syariah Tangerang City Branch namely marketing strategies through agents, and marketing strategies through collaboration with institutions. The result of the SWOT analysis is the strategy adopted by the company is the strategy of concentration through vertical integration (cell 1), growth through concentration can be achieved through vertical integration by means of backward integration (taking over the supplier function) or by means of forward integration (taking over the distributor function). This is the main strategy for companies that have strong competition in high-attraction industries.
Abstract. Monopoly on Rent-Seeking and Dumping Policy in Business Ethics (Study on Muslim Economists’ Opinion). Monopoly on rent-seeking and dumping policy occurs because people leave the moral values in their business. Some people argue that business is purposive to gain the profit. Islam does not prohibit a person from doing business activity, either in the condition there is one seller (monopoly) or there are other sellers. In addition, Islam also does not prohibit a person stocking of goods for inventory purposes. The prohibition of monopoly on Rent-Seeking and dumping policy that caused of tyrannize, maltreat others, and include businesses that are not in accordance with ethics. An economic activity can be regarded as ikhtikar if it meets two conditions; first, the hoarding object is the goods of the community's needs; second; the purpose of stockpiling is to achieve profit above the normal profit.Abstrak. Monopoli Rent-Seeking dan Dumping Policy Dalam Etika Bisnis (Studi Pendapat Para Ekonom Muslim). Monopoli rent-seeking dan dumping policy terjadi didorong oleh realitas bisnis yang mengabaikan nilai-nilai moralitas. Bagi sementara pihak, bisnis adalah aktifitas ekonomi manusia yang bertujuan mencari laba semata-mata. Islam tidak melarang seseorang melakukan aktivitas bisnis, baik dalam kondisi dia merupakan satu-satunya penjual (monopoli) maupun ada penjual lain dan Islam juga tidak melarang seseorang menyimpan stok barang untuk keperluan persediaan. Aktifitas monopoli Rent-Seeking dan dumping policy merupakan suatu aktifitas ekonomi dalam bidang bisnis yang kegiatannya dilarang, karena dapat mendzalimi dan memudharatkan orang lain dan temasuk kepada bisnis yang tidak sesuai dengan etika bisnis. Akan tetapi sebuah aktifitas ekonomi baru dapat dikatakan sebagai ikhtikar jika memenuhi setidaknya dua syarat; pertama, objek penimbunan merupakan barang-barang kebutuhan masyarakat, dan kedua; tujuan penimbunan adalah untuk meraih keuntungan diatas keuntungan normal.
Investing in gold through pawnshops, such as by purchasing, saving, and pawning, is a gold investment strategy and a solution for maintaining gold investments at Bank Syariah Indonesia. The behavior of BSI's clients will reflect the quality of its service.The research questions are: How does the quality of gold pawn services affect customer satisfaction with investments at Bank Syariah Indonesia KCP Gajah Madah Jakarta? is the research question. How does gold installment savings affect customer satisfaction with Bank Syariah Indonesia Gajah Mada Jakarta investments? How is the growth of customer satisfaction in gold pawn services and gold installment savings at Bank Syariah Indonesia KCP Gajah Madai Jakarta affecting the quality of these services?. Quantitative research methodology is employed, and the data utilized in this study are primary data derived directly from the research results or the individuals under investigation. This study's findings are as follows: 1) Based on the hypothesis test results for the gold pawn variable, the null hypothesis H1 is rejected, indicating that the gold pawn variable has no influence on the customer's investment interest. It is known that H2 accepts the gold installment variable, indicating a connection between revenue and customer investment interest. 3) The significance value for the effect of X1 and X2 simultaneously on Y is known to be 0.00 0.05, and the calculated f value is greater than f table 3.13; therefore, H3 is accepted, indicating that X1 and X2 affect Y simultaneously.
This feasibility study aims to determine the extent of the community interest towards opening the Department of Zakat and Endowments Management at the Faculty of Islamic Economics and Business, UIN SMH Banten. The method of this research used descriptive qualitative by distributing questionnaires to the students of High School (SMA), Vocational School (SMK) and Islamic High School (MA) in Serang City. Furthermore, guided interviews were conducted for philanthropic institutions such as BAZNAS, Indonesian Endowments Agency (BWI), Dompet Dhu’afa, and LAZ Harfa. In addition, most respondents were very interested in continuing their studies to a higher level, both the respondents from the public school and private schools as many as 83.1%. Whereas the respondents' interest in continuing their studies in FEBI, UIN SMH Banten, when the Department of Zakat and Endowments Management has been opened, is 49.2%, with the most preferred area of respondents when entering the Department of Zakat and Endowments Management was the management area, which is equal to 76.3%. Based on these data, it can be stated that the Department of Zakat and Endowments Management is feasible to be opened in FEBI, UIN SMH Banten.
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