This article examines the emergence of a 'financial subject' in the transformation of the UK economy since 1979, using a critical realist approach to subjectivity that investigates underlying causal mechanisms and structures as they affect daily life. Financial restructuring, including widespread borrowing and increasing personal investment, has forged links between finance markets and personal finance, as workers' wages are financialized. This engenders entrepreneurial subjectivity, with individuals interpellated to be self-reliant in managing possible risks. It argues that the process of subjectivation, where individuals recognize themselves and their goals relative to financial markets, exemplifies the development of financialization itself, since it gives an insight into the successful reproduction of social relations of finance. It illustrates the instability related to wages and inequality, as some subjects have to contend with unpredictable employment prospects as potential future risks that complicate the practices of personal investment and borrowing, creating new hierarchies bound up with the financialization of the economy.
This paper examines the narration of developmental disability through interviews between participants, researchers, and members of community organizations serving the disabled population, in the context of university-community collaborations. These kinds of collaborations are extremely important for researching vulnerable or hard-to-reach populations, which often face lower levels of physical, mental, and social well-being as a consequence of shame, stigma, or discrimination. Community collaboration can thus be invaluable for reaching members of marginalized populations, who may be difficult to locate or otherwise avoid contact with outsiders, because it provides members of a research team with local knowledge of a population, a means of accessing possible participants, and legitimation for the project. I suggest, however, that although the researcher's externality may initially invite skepticism toward the investigation from participants, it can also benefit them by providing a forum for catharsis. Based on a pilot study I conducted with a community advocacy organization for the disabled, I note that some participants expressed an appreciation for being able to discuss certain emotions and experiences during interviews with an outsider who was not involved as a caseworker. I conclude that the presence of a trusted community advocate and a researcher at an interview affects a participant's narrative by providing a safe space for participants to voice their stories to outsiders.Keywords: University-community collaboration; developmental disability; interviewing; vulnerable populations; insider/outsider Acknowledgements: I would like to acknowledge the help and expertise of Bruce Uditsky (Chief Executive Officer) and Deb McLean with the Alberta Association for Community Living, whose commitment to recording the stories of the developmentally disabled and advocating on their behalf made this project possible. I also thank Dr. Sara Dorow, Associate Professor in the Department of Sociology at the University of Alberta, who assisted me in the design of this project, as well as in my methodological concerns, and with the publication of this paper in general.
The relationship between the working class and consumer culture is undoubtedly contentious and often held as problematic in Marxist critical theory, owing to the exploitative nature of the mass production that facilitates consumption. Consequently, consumption sometimes appears as a distraction from the inequality perpetuated during the accumulation of capital, and thus as a social problem with normative undertones. As I reiterate in this article, however, workers are not simultaneously consumers because they have been inundated with consumer culture and advertising, but because they are separated from the means of production and must resort to exchange to reproduce their labour-power. As a result, they seek commodities as use-values, which is altogether different from a capitalist’s desire to realise exchange-value in the sale of commodities. This article is an attempt at examining the contradictions that arise in working-class interests in consumption, in order to illustrate why the act of consumption does not necessarily engender the continuous reproduction of capital, and thus of exploitation.
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