The purpose of this study is to look at the factors that influence public financial literacy in Labuan Bajo. This study will look at socio-demographic and economic aspects, as well as other financial behavior determinants, to see how they affect the Labuan Bajo community's financial literacy. Gender, age, education, marital status, occupation, income, number of family members, use of mass media and the internet, and the courage to take chances were the primary characteristics examined in this study. To assess the components that influence financial literacy, the primary data collecting cross section is used. The study's population is the entire community of Labuan Bajo, which has a population of 6,973 persons as of 2021. The sampling technique employed was random sampling, which produced 378 research samples using the Slovin formula. The influence of each independent variable on the financial literacy of the residents of Labuan Bajo was determined using a multiple linear regression analysis. The results of the descriptive analysis suggest that the majority of the Labuan Bajo community's literacy level is moderate (49.2 percent ). Meanwhile, statistical study shows that gender and risk taking have a negative impact on financial literacy, while age and education have a positive impact. Meanwhile, financial literacy is unaffected by marital status, occupation, number of family members, income, internet use, or the media. Keywords: Financial Literation; Socio-Demograpic; Social-Economic
The government is trying to break away from dependence on the exploitation of natural resources, so in recent years, it has focused on tourism. The Covid-19 pandemic has greatly impacted the tourism sector, but in 2022 the level of foreign tourist visits to Indonesia is slowly starting to improve. Labuan Bajo is one of the areas targeted by the government to be developed in the tourism sector to make premium destination spots, in supporting the existence of tourism, various infrastructures are built so that they can become world-class destinations. In addition, Labuan Bajo also offers natural tourism products that require sustainability to maintain their natural habitat and certainly require considerable costs in conducting regular monitoring and maintenance. The existence of high development and operational costs, the government needs to find ways to obtain optimal state revenue, especially in terms of taxes charged to tourists. The revenue obtained from the tourism tax is a very important financial source for the government and tourism authorities to ensure the sustainability of the tourism sector and can improve the quality of destinations given to visitors to tourist attractions. In an effort by tourism policymakers to create an efficient and fair tax system in tourist destinations, it is very important to understand tourists' perceptions of willingness to pay (WTP), tax rates, and optimal allocation. This research is a qualitative study, and the purpose of this study is to evaluate the tourism tax charged to tourists as compensation to get optimal regional income and to measure the willingness to pay tourists. The ability to pay is necessary to know how much the government can attract taxes to get optimal local revenue but not be too burdensome for tourists. This research will also explore tourist perceptions regarding taxes and what things need to be developed so that absorption from state and regional budgets can be effective in developing destination areas, especially in a sustainable manner. The approach used in data collection using semi-structured in-depth interviews with international tourists visiting Labuan Bajo, East Nusa Tenggara. This research is expected to be used by policymakers to understand the optimal value of tourism taxes to be able to develop their regions.
This study aims to provide a systematic literature review (SLR) on the scope, measurement, and impact of competition on banking stability. PRISMA technique was used to undertake a meta-analysis of scientific articles. After applying all of the criteria, a total of 42 relevant studies were discovered. Previous research has examined the relationship between banking stability and competition in a variety of countries around the world, and has produced two opposing viewpoints, namely competition fragility and competition stability. The first perspective gets more support. When it comes to the measurement instrument, most studies use the Lerner index to quantify the intensity of competition. It is also discovered that the GMM (Generalized Approach of Moment) approach is widely used. Future research can examine each indicator's strengths and weaknesses further so that it can be used to gauge banking competition in accordance with the banking systems examined in each nation, yielding reliable results. Keywords: competition, stability, banking
Program Studi Diploma IV-Akuntansi Perpajakan Politeknik eLBajo Commodus memiliki tugas dan tanggung jawab kepada masyarakat untuk menjalankan Tri Dharma perguruan tinggi, salah satunya ialah pengabdian kepada masyarakat. Oleh karena itu tim pengabdian kepada masyarakat yang terdiri dari dosen-dosen dari Program Studi Diploma IV-Akuntansi Perpajakan Politeknik eLBajo Commodus memberikan sosialisasi dalam bidang keuangan untuk meningkatkan pengetahuan dalam pengelolaan keuangan bagi pengelola dan pelaku usaha di Destinasi Wisata Wae Bobok. Pentingnya pengabdian kepada masyarakat ini dilakukan yakni dikarenakan masih terdapatnya kekurangan dalam pengelolaan keuangan mulai dari sumber daya manusia yang belum memiliki kompetensi dalam pengelolaan keuangan hingga sarana dan prasarana penunjang yang belum memadai. pelaksanaan kegiatan Pengabdian kepada Masyarakat Program Studi DIV-Akuntansi Perpajakan yang diikuti oleh 20 Peserta yang terdiri dari pemilik kedai atau warung serta pengelola atraksi wisata di Destinasi Wisata Wae Bobok, serta masyarakat Desa lainnya yang tertarik untuk berpartisipasi. Peserta juga berharap kegiatan ini dapat dilanjutkan dengan adanya pelatihan keberlanjutan dan pendampingan yang dilakukan secara berkala.
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