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The research aims to study outreach of microfinance in Lucknow district of Indian state of Uttar Pradesh. With the objective of studying outreach the study aims to explore how effectively microfinance is reaching to target population. According to the interpretation, microfinance benefits a lot of poor households, but not considerably rural women who are living below the poverty line. It also has a short affiliation with microfinance, few loan cycles, and no connection to poverty. Ex-post facto research design was used for conducting the research. The outreach of microfinance is question and impact and commitments to reduce poverty seems wage when institutions do not reach the actual target population. Population above poverty cannot be a good indicator for the efficiency of microfinance, while it poses greater questions on the positives impacts of microfinance.

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Abstract-Take safety precautions, be alert always, and keep your eyes open etc. is some of the most common signboards seen in industries. True, most of the precautions are followed as well, but it needs to be understood that this may not be enough. Some of the risk is unavoidable in the daily life. Further when we are talking about life risks, we can not neglect the threat of terrorist activity, bombing cases and biological weapon attacks that are becoming quite regrettably very common these days. In Indian Scenario the problem get more worsen out. This all such events, where the lives of thousands of people depends on just the action and monitoring of few courageous people. Though, I am not questioning their guts, but when the lives of so many individuals are concerned, the liberty of error is not even marginal. Because, the human resource is one of the most important resource of each country. India is the one of the richest country on human resource domain. This paper deals with the designing of, "Area surveillance rover over the wireless channel ", which is considered as a virtual agent. We all know that there are a number of machines in working conditions right now that are being used for the hazardous job. But all of them are extremely task specific. Now what if, we have a platform that can be made to monitor all such activities which up till now were done by the humans. Thus, making it safe and affordable for exploration of various exploring places like mine, excavation places etc. In this paper, I am representing a working model of this feasible machine. It is not the ultimate model; but in simple words, I am looking for the endless opportunity.

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