The article is devoted to the Space Insurance, which is a separate complex direction in insurance. It includes the consideration of the basis of space insurance, decomposition of its main components to the level of objects and risks and their groups for each of types of space insurance, design and description of the most widespread variants of the organization of insurance protection for the space projects.
Faced with the question as to whether failure prediction models (multiple discriminant and logit analysis) from different countries can easily be transferred to other countries, this study examines the validity of a range of models on a dataset of Belgian company accounts, both when using the original and re-estimated coefficients.Firstly, contrary to expectations, models that show bad performance results with the original coefficients reveal an improvement after re-estimation of the coefficients, while models that perform well reveal a decrease in performance. On average, the failure prediction power of the models deteriorates after re-estimation of the coefficients.
Market multiples are a tool for estimation corporate value. These tools are expressed as temporal dynamics and differences in the markets, sectors, industries, firms. Despite their great practical application, a number of problems remains which continue to be debated. This article examines the explanatory power of multiples, and makes a comparison of multiples for the technology sector with the market as a whole, and multiples for the technology sector of Emerging Markets are established within the ranking, most fully explaining the value of stocks using an approach that ensures mitigating the differences in multiples from basic variables.
В статье анализируется роль риск-менеджмента в современном банковском бизнесе. Особое внимание уделено процессу оценки экономической безопасности потенциального заёмщика (физического лица). Делается вывод о том, что в современных условиях требуется усовершенствование кредитными организациями модели скоринга. Для оценки качества потенциальных заемщиков предлагается разработать и применять методику рейтинговой оценки.
The article analyzes the role of risk management in the modern banking business. Particular attention is paid to the process of assessing the economic security of a potential borrower (individual). The conclusion is made that in modern conditions the improvement of the scoring model by credit organizations is required. To assess the quality of potential borrowers, it is proposed to develop and apply a rating assessment methodology.
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.