Improvement of advance communication technologies and changes of business environments have resulted in as increasing demand for Information Technology (IT) products to be used in businesses today. But unfortunately, the Small and Medium Scale Businesses (SMEs) are not using those technologies effectively and not gain the competitive advantage over competitors. Although prior studies proposed many models and frameworks to understand the barrier to use advance communication technologies, the practicability remain a concern. Furthermore, those frameworks mainly discussing common general barriers and take technology as a barrier among other factors. This study provided critical review of those available frameworks and construct a new one focusing on IT factors. A research model along with its theoretical and managerial implications is presented. Besides proposing a methodology for future studies, this study also serves to guide practitioners to decide on the key factors to consider when assessing the IT factors effecting the adoption to e-commerce based e-business technologies.
There is a remarkable scope for more streamlined living through an increase of e-platforms specially ecommerce, but this coincides with an increase in security concerns since the global market place is virtual and anonymous. Therefore, users have to blindly trust the online providers. In order to overcome this physiological barrier the eplatforms should ensure utmost security. If not the ecommerce industry is unableto perform in the market effectively. Thereby arises the need to perform a systematic review of security issues in the e-commerce industry and to discover how different frameworks address these problems. This paper aims to identifythe main security problems faced by both customers and vendors when interacting with ecommerce platforms and to evaluate general security management frameworks based on the main security areas identified.
<div><p class="normal">A digital wallet or eWallet is a mobile based software application that securely persists consumer’s payment information and passwords for numerous payment methods. By using an eWallet, users can complete their transactions easily and quickly with technologies such as Quick Response (QR) and near-field communications (NFC). In the modern world, people use digital wallets to engage in financial and non-financial activities using the internet. It stores physical financial instruments digitally and provides high availability to convenience to the user. Typically, to facilitate high security to those financial assets, in the digital wallet of the user, and to maintain reliability and availability, mobile application developing organizations follow different authorization mechanisms. The problem prevailing in a developing country similar to Sri Lanka is the less use of digital wallets in day to day transactions. The final outcome of the research will be to find the factors which affect the use of digital wallets in Sri Lankan students who study in western province universities. The advantage of finding the mentioned factors is to help eWallet developers to enhance their products to attract and onboard more customers. The eWallet developers can think about these measures when developing a solution and use it to promote the application. Further, when developers create an optimal solution, the consumer of eWallets will be highly benefited with an efficient financial application.</p></div>
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