This study aimed to explore how the actual concept of Islamic economics as a middle way that stands between a socialist economic system and the capitalist economic system, as well as whether the greatest challenge of Islamic economics. Type of the research is a qualitative research method, literature.The results obtained by the capitalist system and the socialist economic system have not able to realize prosperity and justice for both individuals as part of the state (socialist economic system) and the public at large or the workers (the capitalist economic system). So inevitably need for a breakthrough by developing the concept of an Islamic economic system msebagai middle way by combining two forms of the previous economic system, the capitalist economic system and the economic system of socialism. This unification effort is made to take the positive side and the dynamic of the two. Meanwhile, the great challenge of Islamic economics is faced with two things, namely poverty and ignorance.
This study aims to determine how it should be the competence of human resources of Islamic banking is based on the principles of Islamic Shariah. This study uses a phenomenological approach oriented qualitative descriptive. The technique of collecting data using interviews, participant observation, and study. Human resource competencies Islamic banking is based on the principles of Islamic law, the ability to modify banking products, also understand the contracts sharia combined with the principles of Islamic law includes not burdensome, reduce the burden, the determination of the law periodically, pay attention to the benefit, as well as equality and justice. With the principles of Islamic sharia combined with the ability to modify banking products, also understand the syariah contracts, the target growth in market share of Islamic banks can be achieved in accordance with expectations.The results of this study are the competence of human resources at BNI Syariah Surakarta at the level of the manager is good, supported by higher education, training a lot, as well as experience. While at the employee level still needs a lot of attention, because the level of education there are still low, still a little training, and experience is not adequate. Keywords: Competence of Human Resources, Islamic Bank, Principles of Islamic Sharia
Abstrak Bahasa Indonesia : Banyak metode atau model pembelajaran yang dapat dilakukan oleh guru atau dosen dalam rangka meningkatkan prestasi belajar peserta didiknya. Tujuan dari penelitian ini adalah untuk melihat metode yang digunakan oleh guru atau dosen dalam meningkatkan prestasi belajar pasa sekolah dasar dan menengah (guru) sampai perguruan tinggi (dosen) . hasil penelitian menunjukkan ada lima metode atau model pembelajaran yang sering digunakan oleh guru atau dosen kepada peserta didiknya, yaitu metode Numbered Heads Together (NHT), metode Cooperative Script, metode Student Teams Achievement Divisions (STAD), model pembelajaran jigsaw, dan metode role playing. Dengan penerapan model yang sesuai dan tepat akan dapat meningkatkan prestasi belajar siswa atau mahasiswa dalam belajarnya.Kata Kunci: prestasi belajar, model pembelajaran, sekolah dasar sampai perguruan tinggi Abstrak Bahasa Inggris :Many methods or learning models that can be done by teachers or lecturers in order to improve student achievement learners. The purpose of this study is to see the methods used by teachers or lecturers in improving learning achievement pasa elementary and secondary (teachers) to college (lecturer). the results of the study indicate that there are five methods or models of learning that are often used by teachers or lecturers to their students, the method of Numbered Heads Together (NHT), Cooperative Script method, Student Teams Achievement Divisions (STAD) method, jigsaw learning model, and role playing method . With the application of appropriate and appropriate model will be able to improve student achievement or student in learning. Keywords: learning achievement, learning model, elementary school until college
Usury is additions which hinted at by people who have treasure to those who borrow their wealth (money) because of postponement payment promise by the borrower of a predetermined time. Usury is divided into two kinds of Nasi’ah usury and Fadhl usury. Threats to the behavior of usury is likened to a drunken man who can not stand but as stands one whom possessed devil because (madness), will be incorporated into the fires of hell and eternal forever, people who do not leave usury will be fought by Allah and His messenger It will be categorized as infidels, get anathema Prophet. Lessons of usury restriction can made man like helping each other, closing the door on the action of disconnecting good relationship fellow men, glorifies work, and do not harm those who are in distress. Allah and the Prophet cursed anyone who involved in such practices without exception. Usury behavioral contexts that society do today which include banking transactions primarily conventional banking, insurance transactions, sale and purchase transactions on credit, and much more. Keywords: Hadith, the prohibition of usury, text and context
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