This study discusses the channel of monetary policy transmission mechanism of money, credit, interest rate and exchange rate in Indonesia. The effectiveness of the transmission mechanism of monetary policy in Indonesia can be described and explained by the ultimate target object in Indonesia, specifically economic growth and inflation. The analytical tool used in this study is Vector Error Correction Model (VECM) which uses impulse response and variance decomposition in determining the effectiveness of monetary policy transmission mechanism. The results explain that the credit channel is considered effective in explaining economic growth and the interest rate channel is effective in explaining inflation found in Indonesia. AbstrakPenelitian ini membahas mengenai saluran mekanisme transmisi kebijakan moneter uang, kredit, suku bunga dan nilai tukar di Indonesia. Efektifitas mekanisme transmisi kebijakan moneter di Indonesia dapat digambarkan dan dijelaskan dengan variabel target utama kebijakan moneter di Indonesia, khususnya pertumbuhan ekonomi dan inflasi. Alat analisis yang digunakan dalam penelitian ini adalah Vector Error Correction Model (VECM) yang menggunakan respon impuls dan dekomposisi varians dalam rangka menentukan efektivitas mekanisme transmisi kebijakan moneter. Hasil menjelaskan bahwa saluran kredit dianggap paling efektif dalam menjelaskan pertumbuhan ekonomi dan jalur suku bunga dianggap paling efektif dalam menjelaskan inflasi yang ditemukan di Indonesia.
The natural disasters of the Mount Kelud eruption that occurred in Malang Regency in 2014 had a negative impact on the economic conditions and the level of welfare of the communities affected by the eruption. After the eruption of Mount Kelud as a large part of the community that became victims will begin the condition of their economic activities starting from the beginning considering that most of the capital and production factors owned have been damaged and destroyed by the eruption. Meeting capital requirements is a major problem in starting the economic activities of the surrounding community. Capital adequacy by making loans to banking institutions is considered difficult by the community because the community is considered not bankable by financial institutions. The research methodology used in this study is to use descriptive methods by using literature review from various sources and data. The results of this study conclude that the capital shortcomings and difficulties experienced by the surrounding community after the Mount Kelud eruption can be overcome by implementing the Grameen Bank pattern, where the pattern is considered effective and in accordance with the conditions and attitudes of the community that uphold mutual cooperation and family values because of the Grameen Bank pattern adhering to a joint responsibility system.
The success of the family as the first provider of educational assistance to children is very important, bearing in mind everything for the first time that is learned by children through family assistance. Today because of the times, many choose to work as a mother, so children are accepted to care for and are entrusted to relatives and others. Based on this phenomenon, there are many places where children gather with additional educational patterns that have a curriculum with various facilities and prices. One of them is the Cita Sakinah Child Care Park under the auspices of PDM Malang Regency. Exactly after the KH mosque. Ahmad Dahlan established for 4 years the management held a discussion with PCA and PCM and also members of the association made the decision to open a place for integrated early childhood education (PAUD) Cita Sakinah. The purpose of the establishment and opening of this PAUD is to make the symbols of honor from an early age, form the character of the child's independence and make the child behave and have principles based on Islam and Kemuhammadiyahan. Because it has only continued for 1 year PAUD in this system manages its finances is still very traditional by taking notes, so that through this community-based service program, assistance will be made in the preparation and preparation of integrated financial reports.
This research is based on two models of the object model of the Grameen Bank that successfully implemented in rural communities of Bangladesh and APEX BPR models have been suggested by the Central Bank of Indonesia. It is expected that these two models can be reduced poverty in Indonesia. Conclusions can be drawn from this study is that the level of poverty later in Indonesia in handling through lending activities were not able to use only one in the same way. this is because, since this type of poverty in rural and urban areas have differences. With the APEX BPR is felt more appropriate to extend credit in the urban poor Grameen Bank model is more suitable to be applied to extend credit in rural communities. AbstrakPenelitian ini didasarkan pada dua model dari model obyek dari Bank Grameen yang berhasil diterapkan di masyarakat pedesaan di Bangladesh dan BPR APEX model telah diusulkan oleh Bank Sentral Indonesia. Diharapkan kedua model dapat mengurangi kemiskinan di Indonesia. Kesimpulan yang dapat ditarik dari penelitian ini adalah bahwa tingkat kemiskinan kemudian di Indonesia dalam penanganan melalui kegiatan pinjaman tidak dapat menggunakan hanya satu dengan cara yang sama. ini karena, karena ini jenis kemiskinan di daerah pedesaan dan perkotaan memiliki perbedaan. Dengan BPR APEX dirasakan lebih tepat untuk memperpanjang kredit dalam model miskin perkotaan Grameen Bank lebih cocok diterapkan untuk memperpanjang kredit di masyarakat pedesaan. Kata Kunci: kemiskinan, apex bpr, dan grameen bank PENDAHULUAN Kemiskinan merupakan permasalahan yang serius bagi setiap negara. Banyak sekali faktor yang menyebabkan terjadinya kemiskinan suatu negara. Salah satu factor penyebabnya adalah kurangnya jumlah modal yang dimilik ioleh masingmasing orang untuk mendirikan suatu usaha dalam menopang perekonomian per individu. Sebenarnya kekurangan Pemberantas Kemiskinan dan .… (Muhammad Khoirul Fuddin)
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