As intermediary institutions, Islamic banks gather funds from society and then transmit in the form of financing. In practice, the distribution of financing that is the main feature that runs Islamic banks is not as easy in practice as it is in theory since it involves a large number of troubled financing constraints. The reason for this is the lack of procedures to assess banks and supervise customers. This research thus aims to analyze the effect of third-party funds (DPK), Return On Assets (ROA), Non-Performing Financing (NPF) and Financing the Deposit Ratio (FDR) on the total financing provided to society by the Islamic banks in Indonesia. The data used was monthly data issued by Otoritas Jasa Keuangan (OJK) in Sharia Banking Statistics during the period of January 2009-2017. This research uses the Johansen cointegration test to investigate long-term relationships and use the model of error correction (Error Correction Model) to see the short-term relationship. The results show that third-party funds and ROA influence financing in the short term and long term. Other variable is the FDR, which had the influence of short-term financing. Non Performing Financing does not affect the financing either in a short-term or long-term period.

One of the objectives of financial management is to maximize the value of the company. For companies that have been listed on the stock exchange, this goal can be achieved by maximizing the value of the relevant market price. The purpose of this study is to find the right model to analyze the effect of Debt to Equity Ratio (DER), Earning per share (EPS), Price to Book Value (PBV), and Return on Equity (ROE) on the stock prices of manufacturing companies included in the sector the food and beverage sub-sector of the consumer goods industry that is listed on the Indonesia Stock Exchange. Research data include the financial data for the period 2012-2018. The estimation method used is the panel data regression. The analysis shows that the most appropriate model in this research is the Random Effect Model. Variables that affect stock prices based on the model are earnings per share and price to book value.One of the basic concepts in financial management is that the goal to be achieved by financial management is to maximize the value of the company. For companies that have gone public, this goal can be achieved by maximizing the value of the relevant market price. According to Brigham and Houston (2010) stock prices determine shareholder wealth. Maximizing shareholder wealth translates to maximizing the company's share price. The stock price at a certain time will depend on the cash flow that is expected to be received in the future by the "average" investor if the investor buys the stock.By investing in shares, investors expect to obtain profits on both dividends and capital gains, because of the

This study analyzes the influence of financial technology on the financial performance of banks listed on the Indonesia Stock Exchange (IDX) during the 2014-2020 period. Financial technology was measured by the number of Automated Teller Machine (ATM) transactions and internet and mobile banking, while bank profitability was measured by Return On Assets (ROA). Furthermore, this study used the panel data regression analysis, with the Automated Teller Machine (ATM) transactions as well as internet and mobile banking as the independent variables, and ROA as the dependent variable. Purposive sampling was used to select six banks as samples. The results showed the fixed effect as the most suitable model, where ROA is affected by the internet and mobile banking, while the TM technology has no effect.

Fiscal policy is an adjustment in the income

The main reason for investors or potential investors to invest in stocks is to derive maximum returns at minimum risk. One of the many factors determining stock returns from a company's shares consists of the company's financial ratios. The better the level of financial performance of the company, greater is the expectation of increase in its stock prices, and larger the benefit (return) from its shares to investors. The purpose of this study is to assess the impact of four factors, namely price-to-book value (PBV), the current ratio, debt-to-equity ratio (DER) and total assets turnover (TATO) on the level of stock returns in property, real estate and building construction firms listed in the Indonesian Stock Exchange for the period 2011-2014. The sample used in this study consisted of 18 companies, selected through the purposive sampling method. Regression analysis of panel data is the analytical tool used. The results have shown that TATO, DER and PBV influence the stock returns significantly.