The issue of merging Islamic banking in Indonesia is important as an effort to increase market share and competitiveness, while the social responsibility practice of Islamic banking in Indonesia is in the lowest rank among Southeast Asian Muslim countries. Are two things important for public confidence in the Islamic banking industry in Indonesia, which has a less informative predicate and not implementing social activities performance. Purpose this paper to explaine implementation of social responsibility for state-owned Islamic banking. Qualitative descriptive research method using Ethnographic Content Analysis (ECA) technique from annual reports with purposive sampling technique are BNI Syariah, Bank Syariah Mandiri and BRI Syariah at 2014-2018 using the Islamic Social Reporting (ISR) Index by AAOIFI. The results showed are funding and investment with (68.89%), products and services (91.11%), employees (68.72%), society (75.15%), environment (46.67%), and corporate governance (88.44%), a whole revealed that the social responsibility of state-owned Islamic banking (73.16%). Conclusion predicate of implementing social responsibility is very informative (products and services as well as corporate governance), informative (funding and investment, employees, community) and less informative (environment) so that the implementation of social responsibility in state-owned Islamic banking is informative in the order of BSM, BNI Syariah and BRI Syariah,
Covid-19 pandemic, economic activities have limitations and obstacles, including BMT trying and finding out scheme alternatives to survive in providing services. This study aims to find out the efforts of BMT to survive the Covid-19 pandemic.This study used a literature review with a descriptive approach and triangulation analysis techniques. The results showed characteristics of BMT in middle society still exist even in times of crisis. The level of public confidence in BMT providing alternative financing. Government policies have a focus on saving Islamic financial institutions. The BMT development policies prioritize liquidity, monitor DPK liquidity, and control lending or financing. This is an effort for BMT to survive in supporting liquidity, relaxation, and social safety nets. Also a task force for handling the impact of Covid-19 in the Islamic microfinance sector, guaranteeing deposits for microfinance institutions, effective supervision and reporting, and a digital business ecosystem through the human touch and technology. Thus, BMT's efforts survive by digital business application and information technology, government support, and management internalization.
“Upaya pembentukan karakter yang sesuai dengan budaya bangsa ini tidak semata-mata hanya dilakukan melalui serangkaian kegiatan belajar mengajar di sekolah, akan tetapi juga melalui pembiasaan (habituasi) dalam kehidupan. Seperti religius, jujur, disiplin, tanggung jawab dan lain sebagainya. Dalam mewujudkan pendidikan yang sesuai dengan cita-cita bangsa, implementasi pendidikan karakter di sekolah sangatlah diperlukan karena sekolah merupakan wadah dalam membentuk karakter siswa. Pembentukan karakter siswa dapat dilakukan salah satunya melalui pendekatan budaya religius. Dimana agama mengandung ajaran tentang berbagai nilai luhur dan mulia bagi manusia. Agama juga mempunyai keterkaiatan yang sangat erat dengan pendidikan karakter. Implementasi pendidikan karakter di SD Ar Rahman Kertosono adalah melalui budaya religius yang sesuai dengan nilai-nilai pendidikan karakter dan visi misi SD Ar Rahman. Selain itu SD Ar Rahman juga memiliki program khas dan rapot khusus yang memuat penilaian kegiatan non akademik siswa. Dalam pelaksanaan penerapan pendidikan karakter siswa senantiasa dipantau dan diawasi oleh guru dan orang tua melalui buku performansi atau buku penghubung. Ada beberapa faktor pendukung dan faktor penghambat implementasi pendidikan karakter melalui budaya religius dalam mengembangkan soft skill siswa diantaranya dari pihak sekolah, orang tua, siswa dan faktor dari luar. Penerapan pendidikan karakter di SD Ar Rahman Kertosono memiliki dampak yang sangat signifikan bagi siswa karena tanpa disadari siswa akan terbiasa melakukan hal-hal positif dan menerapkannya dalam kehidupan sehari-hari baik dalam kehidupan dirumah, sekolah maupun masyarakat luas.”
This study aims to discuss the concept of morality in studying according to the hadith and the influence of the times on the morality of the students. This research uses an approach method through literature study and content analysis. The results and discussion in this study include general views of morality in studying, hadith about morality in studying, and morality in studying in changing times. This study concludes that in demanding something that should not be forgotten and discussed is morality in seeking knowledge, both to the teacher, and morality to the knowledge that will be studied alone. This research is expected to provide benefits and add insight into the treasures of Islamic knowledge for readers.
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