Investment behavior of an investor depends on his/her risk perception and risk attitude. This paper attempts to explore that how the perception of an investor who is also the employee of that organization differs from other investors. Does he/she perceives risk similarly as other common investors or his relationship with the organization as an employee has any impact his/her risk perception, attitude and investment behavior. This research study is conceptual in nature and mainly based on previous literature findings and evidences. Findings of this study suggested that employees risk perception is directly related with investment behavior and there is strong relationship between them. This can help the management to make special offers of shares to employees, this will further strength the bond of employees with the organization.
Quality of education has always remained an issue for the educational researchers. It is widely believed that quality of education in Sub-Continent is below the international standards. To find out how educational institutions are adding value towards the knowledge, skills, market value and moral upbringing of students and how much students are satisfied with the environment of educational system and the quality of education they receive.Using this information, how a student counseler can benefit the student as well the organization to add value in the education process. This is a case study where a Govt. Intermediate College was selected for interviews and document analysis purpose. Findings based on general perception of the respondents, All the respondents have matriculated from Public School. The findings showed that students were really concerned about the poor discipline of their schools and generally they were not satisfied with the commitment and capability of their teachers. However, they admitted that school contributed towards their grooming and personality building.
The purpose of this paper is to examine which behavior factor effect on credit card use. Among different behavior factors, which factor more positively and significantly influence credit card use? The data are collected from individuals who have a credit card through the Lahore questionnaire. The finding shows a strong influence of behavior factor on credit card uses especially perceived usefulness. And perceived risk has a positive impact on credit card use. The study is limited to only the service sector as a credit card. Convinces sampling technique is used. For further research, influence on customer or client income also takes into consideration. This research is no precious in Pakistan's credit card, which studies behavior influences credit card use.
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