Zakat institutions nowadays have played an important role in ensuring that every eligible asnaf used the aid wisely. The paradigm shift that has been done by some of the zakat institution ensuring the asnaf could be removed from the group and became a giver. For example, the fund management has undergone a transformation process until develop the entrepreneur asnaf program. The objective of this research is to analyze the asnaf entrepeneur program in Selangor and Kuala Lumpur and issuing a model for the asnaf entrepreneurship development program and discussing monitoring by using MyEma Apps. This researh has choose these two states based on following factors. These two states are the earliest to run the asnaf entrepreneurship program, the high capital allocatioan for the asnaf entrepreneurship program and success to produce asnaf entrepreneur from the group of reciepient to the giver of zakat. This qualitative research using library and observation method to collect data. Method of interview conducted with officers in Lembaga Zakat Selangor (LZS) and group research in Selangor. The finding showed that asnaf entrepreneur program very valuable and highly impact to the asnaf because of the program will be able to enhance the economy of asnaf and the asnaf can contributing towards high-income economy. Researchers hope that this research can make structural asnaf development program have a specific model that can be used in every institution of zakat that have not run entrepeneur development programs. Entrepreneurial development program should be done by the zakat institutions that not have the program. They should make this model as the structure of the program and also use MyEma as an instrument for monitoring sector. Keywords: Entrepreneur, Asnaf, Zakat, Zakat Distribution, Business Model Abstrak Institusi Zakat pada masa kini telah memainkan peranan penting bagi memastikan setiap asnaf yang layak menerima bantuan dapat menggunakan bantuan tersebut sebaiknya. Anjakan paradigma yang telah dilakukan oleh beberapa pusat zakat dalam memastikan penerima bantuan zakat dapat dikeluarkan daripada golongan tersebut lalu menjadi sebagai pemberi zakat. Sebagai contoh, pengurusan dana tersebut telah melalui proses transformasi sehingga tercetusnya program usahawan asnaf. Objektif kajian ini adalah untuk menilai program keusahawanan asnaf di negeri Selangor dan Kuala Lumpur serta mengeluarkan satu model produktif pembangunan keusahawanan asnaf dan membincangkan pemakaian aplikasi MyEma sebagai instrumen untuk pemantauan. Sampel kajian ke atas dua negeri tersebut berdasarkan beberapa faktor iaitu antara negeri terawal yang melakukan program keusahawanan asnaf, peruntukan pemberian zakat berbentuk modal perniagaan yang tinggi dan kejayaan mengeluarkan usahawan asnaf daripada kelompok asnaf sehingga menjadi pembayar zakat. Kajian kualitatif ini menggunakan metode perpustakaan dan observasi untuk mengumpul data. Metode temubual dijalankan terhadap pegawai di Lembaga Zakat Selangor (LZS) dan kumpulan kajian di kawasan Selangor. Hasil kajian mendapati program usahawan asnaf amatlah tinggi nilainya serta memberi impak yang sangat berkesan kepada taraf ekonomi asnaf kerana program ini dapat mengeluarkan diri mereka daripada kelompok asnaf dan seterusnya dapat memberi rangsangan kepada ekonomi negara dan membantu ke arah ekonomi yang berpendapatan tinggi. Diharapkan institusi zakat yang masih belum menjalankan program pembangunan keusahawanan asnaf dapat menjadikan model yang dibangunkan ini sebagai struktur program tersebut di samping mengguna pakai aplikasi pemantauan MyEma sebagai instrumen bagi sektor pemantauan. Kata kunci : Usahawan, Asnaf, Zakat, Agihan Zakat, Model Perniagaan
Objective - This study presents a bibliometric analysis on the publications of VUCA research from Scopus database for an unspecified period. However, it has been determined that VUCA only emerges in Scopus publications starting from 2012. Methodology/Technique - A Bibliometric analysis using R-Studio software was performed using the Scopus database as atMarch 2021.Based on keywords used, which is related to VUCA in the article title, the study retrieved 108 documents and after one document was excludeddue to relevancy issues, only 107 documents were further analyse usingvarious tools. Findings - Emerging concerns such as leadership and management in COVID-19 and post-COVID-19 could be interesting study topics to pursue in the coming years. Overall, due to the scarcity of publications on this topic, the prospects to publish in this area are plentiful.This topic's publication has only emerged since 2012. Novelty - The publication trend has been on the rise since 2019 and is projected to continue if the COVID-19 pandemic is considered one of the most pressing challenges in the VUCA field of study. This provided future researchers with many opportunities to publish in SCOPUS on a recent VUCA topic. Issues of leadership and management in the new COVID-19 Pandemic standards could be a fascinating subject to explore in terms of publication possibilities. Type of Paper - Empirical Keywords: VUCA; Volatility; Uncertainty; Complexity; Ambiguity; Bibliometric; R; Management JEL Classification: M10, M14
Islamic banking has emerged in recent decades as one of the most important trends in the financial world, side by side with conventional banking. Website design has become a very powerful tool in disseminating information of a particular banking institution and this phenomenon has been fully utilized by both conventional and Islamic banks throughout the world. The purpose of this article is to analyze website design of CIMB Bank that offers both conventional and Islamic financing facilities. The methodology employed in this article is qualitative in nature through examining the websites of CIMB Bank. The finding shows that CIMB Bank needs to improve their both website designs in order to attract more customers to their websites and give true information with regard of their products and services. It is further suggested that future researcher tries to explore more in-depth website designs in terms of products and services provided by the conventional and Islamic banking institutions in order to increase their market shares.
The issue of financial literacy has caught the interest of various groups in developed countries. The importance of improving financial literacy has increased because of factors including the development of new financial products; the complexity of the financial markets; and the changes in political, demographic and economic factors. However, the lack of financial knowledge will lead to an immense problem for a country and there is statistic shown entrepreneurs is amongst who are declared bankrupt. Thus, serious actions should be taken, and the financial literacy module for micro business entrepreneurs is one of the factors that needs to be identify. This paper aims to identify, review and synthesize the financial literacy module for micro business entrepreneur based on a systematic review. The present paper carried out a systematic literature review (SLR) of the related literature. A systematic review was identified literatures by electronic open access database searches (Google scholar, Scopus, Emerald insights, Taylor and Francis, Springer, World of Science and Science Direct). The inclusion criteria were: i) publication date between 2017 and 2021, ii) country, iii) methodology, iv) model/theory and v) dimension. Narrative synthesis and systematic review were performed and reported according to the preferred reporting items statement using Preferred Reporting Items for Systematic Review and Meta-Analyses (PRISMA) search methodology strategy. Systematic literature review has been undertaken by identifying 2,743 studies from various sources. After removing the 2,732 studies based on selection criteria, 11 studies have been found relevant for the present study. The review suggests that the financial literacy module for micro business entrepreneur is necessary to promote entrepreneurial development and increasing the profile of disadvantaged people. This research found there is no standardised methodology to measure the financial literacy of entrepreneurs. The study conceptualises a research model which can be used by the policymakers to develop training modules for entrepreneurs. These training modules will contribute to the nation's economic growth by virtue of enhanced performance and superior financial access. This study proposes a hypothesised research model which is one of its kinds to demonstrate the financial literacy module for micro business entrepreneur.
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