The present study is a cross-cultural comparison of risk perception. A psychometric approach has been followed in order to examine quantitative risk judgments of different hazards and the ratings of these same hazards on various risk-characteristic scales. A list of hazards was used that is comparable with other samples (American, Hungarian, Norwegian), but a certain number of hazards of an entirely different kind were added (e.g., social tensions, shortages of consumer goods) because these are important today for Polish society. In spite of the different list of hazards, the basic factor structure of risk perception turned out to be essentially the same as the structure found in other studies. There was considerable agreement in risk perceptions in the Polish and American samples. We also discovered a number of idiosyncratic qualities of risk perception in Poland, generally indicating the importance of the availability heuristic.
The present study investigated the role of mothers in the economic socialization of saving-related attitudes, motives and behaviours in Polish adolescents. Research to date has shown that economic education in the family and parental models (especially the mother) are particularly important for the development of adolescent saving behaviour. Youth saving was hypothesized to be enhanced by active economic education (direct teaching) in the family and certain attitudes of mothers towards money (attitude modelling). A questionnaire-based approach was used and responses from 154 mother-adolescent (aged 13-19 years) dyads were analysed. Correlation and regression analyses showed that modelling of attitudes is more important for the formation of prosaving attitudes and behaviour than direct teaching of children to engage in economic activities.
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