Owing to the lack of research in emerging Asian nations, this research aimed to unearth the determinants of blockchain acceptance for supply chain financing by a Bangladeshi financing company called IPDC. Centred on a technology acceptance framework called UTAUT (unified theory of acceptance and use of technology) and open innovation research, an expanded model with a mediating variable is developed for this study. This research work employs the deductive inference method in conjunction with the positivism paradigm. A structural questionnaire was used to gather data, which were then processed through Smart-PLS (partial least square) for SEM (structural equation modeling). The survey includes all the people who are directly or indirectly involved in the supply chain financing platform of IPDC. The study consists of seven direct hypotheses and one mediating hypothesis. The results show that all the direct hypotheses except the impact of social influence on the behavioural intention to use (BINTU) blockchain are significant. The mediating hypothesis indicating the role of BINTU in the relationship between facilitating conditions (FCON) and the actual use of blockchain is also supported. FCON and BINTU together explain 88.7% variation in blockchain use behaviour for supply chain financing. The research advances past findings by employing an expanded UTAUT framework and validating observations with the other relevant studies throughout the world.
This study contributes to the current debate on the downsides and benefits of revenue diversification. Diversification may affect banks when they invest in riskier activities with lower returns, while they benefit from diversified activities that are less risky but have higher returns. The study offers extended implications in the empirical literature using a different measure of revenue diversification from an emerging market perspective. The study uses recent financial data from 26 Malaysian and Nigerian banks for the period 2009–2017, totaling 234 observations. The GMM estimation technique is employed to test the relationship. The results show that revenue diversification – non-interest income/gross revenue ratio (NII), fee and commission income/revenue ratio (NII1), and non-interest income/total assets ratio (NIITA) – significantly affect the firm value and stability of Nigerian banks. Liquidity, administrative expenses, net interest margin (NIM), non-performing loans (NPL), size, GDP growth rate and inflation also affect the firm value and stability of a bank. For Malaysian banks, diversification variables do not significantly affect firm value of a bank, while liquidity, administrative expenses, NIM and size significantly affect firm value. Diversification (NII and NIITA), liquidity, administrative expenses, NIM, NPL, size, GDP growth and inflation rate has a significant impact on the stability of Malaysian banks. The study concludes that revenue diversification affects both the firm value and stability of banks, and to achieve sound financial stability, banks that focus on interest-generating activities may diversify into non-interest-generating activities.
Penelitian ini bertujuan mendeskripsikan profil efikasi diri mahasiswa program studi pendidikan matematika FKIP USN Kolaka. Jenis penelitian ini adalah penelitian deskriptif yang melibatkan 48 mahasiswa angkatan 2017 Program Studi Pendidikan Matematika FKIP USN Kolaka. Data dalam penelitian ini diperoleh dengan teknik angket efikasi diri. Data yang diperoleh dianalisis secara deskriptif dengan hasil: (1) Efikasi diri mahasiswa kategori sangat tinggi sebesar 6,35%, kategori tinggi sebesar 29,17%, kategori sedang sebesar 56,25%, dan katgeori rendah sebesar 8,33%; (2) persentasi rata-rata efikasi diri mahasiswa pada dimensi level sebesar 67,19%, dimensi generality sebesar 68,20%, dan dimensi strength sebesar 69,01%. Efikasi diri sangat penting bagi mahasiswa karena sebagai salah satu prediktor yang akan menunjang prestasi akademiknya.
Coronary heart disease (CHD) is a chronic inability of heart to draw an adequate blood on myocardium due to specific problem in coronary artery. When the artery that supplies myocardium is interrupted, thus the heart is unable pumping the blood effectively to fill up an adequate blood perfusion to vital organs and other peripheral tissues. If the perfusion is impaired in time of oxygenation, the patient will threatened by a sudden death. This is a quantitative, analytical and observational research with a design of case study control, in which the subject is CHD patients and the control is non-CHD patients. The research populations were 2318 outpatients with CHD who visited Heart Polyclinic at Zainoel Abidin Hospital Banda Aceh. The sample studied were 92 patients with CHD and 92 patients with non-CHD (control). We used primary and secondary data that processed through editing, coding, entry, cleaning and tabulating. The data was analyzed using univariate, bivariate and multivariate analysis. The results showed that the CHD occurrences are significantly influenced by eating behavior (p = 0,000), smoking habit (p = 0,000) and sporting habit (p = 0,000). Therefore, health workers are expected to increase health promotion in order to improve the quality of life of people, especially in elderly people, by adopting a healthy lifestyle and avoiding CHD risk factors. Moreover, people are also suggested to take regular lipid profile check up and keep off smoking habit in order to do early prevention of CHD.
This study aimed to measure the implementation of the practice in the women’s clothing course in terms of the skill variable making construction/flat clothing patterns, applying the grading pattern and making women’s clothing. This study used a quantitative approach. The research subjects were all students who programmed the women’s clothing course. 43 students of the UNESA Fashion Design Education undergraduate study program. Data analysis used 2x4 factorial ANOVA followed by a comparison of the mean using SPSS software. The honest real difference test (Tukey test) was used to test the difference between the two data at the 5% significance level. Observations were made on two things, namely the length of time for making patterns and clothes, on industrial and custom-made clothing. Industrial clothing consists of one-pieces, blouses/tunics, skirts, and pants, while costume-made clothing consists of deuce pieces, long dresses, short dresses, and modern kebaya. The method of making patterns reads into two ways, namely flat and grading. The results showed that the grading method can speed up the time for making industrial and custom-made clothing patterns. The manufacture of one-piece industry clothing takes longer than others. Meanwhile, the long costume-made dress takes longer than the others
Diabetes complication of kidney failure begins with poor control of High-Density Lipoprotein (HDL) levels causing constriction of efferent arterioles affecting microalbuminuria, which triggers hypertension due to damage to blood vessels, with scarring in the filtration system of the central part of the kidneys. The Objective of the research was to analyze the influence of hypertension and HDL on the diabetic nephropathy patients. The study was an observational analytic study with a case-control design. The research sample consisted of 32 sample cases of patients with type II DM complications of kidney failure, and 32 control samples were DM type II patients without complications of kidney failure in dr. Pirngadi Hospital, Medan with accidental sampling technique. Data were generated by using questionnaires and medical records and analyzed by using the chi-square test, independent t-test, Mann-Whitney, and multivariate logistic regression to identify the effect of HDL and hypertension with DM type II complications of kidney failure. The Result of multivariate analysis showed hypertension OR; 17.845, and HDL OR; 7.049. The Conclusion showed that the most dominant factor that influenced the incidence of kidney failure complications in DM type II patients was hypertension at the Population Attributable Risk of 91%.
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