RESUMO Diferentemente dos ciclos de crescimento anteriores no Brasil, o novo que completará o plano de estabilização do Real não pode mais contar com o Estado como o principal financiador e responsável pelos investimentos em infraestrutura. Isso representa uma tendência mundial, que originou o financiamento do projeto, uma maneira de financiar pesados investimentos projetados para viabilizar a parceria público-privada. O financiamento do projeto separa o risco firme do risco comercial e projeta arranjos financeiros específicos para cada projeto de investimento. No Brasil, agora que a lei que regula a concessão ao setor privado foi promulgada e o programa de privatização foi acelerado, o financiamento do projeto provavelmente constituirá o principal procedimento de financiamento para investimentos em infraestrutura. Para que o financiamento do projeto funcione, o ambiente regulatório deve ser claro e os contratos devem ter credibilidade, impedindo que o setor público seja esquecido, forçado a resgatar projetos insolventes. É apresentada uma nova proposta para o sistema BNDES - um seguro contra o risco macroeconômico nas operações de crédito. Esta proposta visa a construção de um mercado de crédito de longo prazo no Brasil.
Objective of the study: To identify and analyze the evidence of the learning processes such as “learn by doing”, “learn by usage” and “learn by interacting” as a source of innovation in a large company in the Cosmetics, Toiletry and Fragrance Industry (CTF) within Brazil.Methodology/approach: A qualitative study was carried out, using a data collection procedure based on interviews with employees of a large company in the CTF industry within Brazil.Originality/Relevance: A company that seeks innovation is not restricted solely by Research and Development (RD), but must also consider, as a source of innovation, the continuous learning by its internal and external environment which provides it with a tacit knowledge that differentiates it from its competitors. Despite the CTF sector being one of the most important in the world, with Brazil being one of its biggest players, there is a lack of published articles for this sector, which address the issues of the learning process as a source of innovation.Main results: The results show the existence of the learning process as a source of innovation in formal and informal routines, especially for “learning by interacting”, in generating pioneering innovations in the selected company.Theoretical/methodological contributions: Discuss and demonstrate the role of cumulative learning as a source of innovation for companies.Social contributions / for management: It is hoped that this study will motivate future studies in the pursuit to highlight the role of cumulative learning in generating innovation in companies.
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