Abstract:The goal of this paper is to examine the question-'Does income earned by members of women's self-help groups (SHGs) through micro-credit programs empower them?' The nature of the topic dictates the use of cross-sectional survey technique and comparative analysis to determine the levels of women empowerment before and after joining SHGs. A five-point Likert-type scale was developed, for which Cronbach's alpha reliability coefficient was observed to be 0.824. The survey instrument contained four sections, namely, income and expenditure; savings and borrowing amounts; financial freedom; and, capacity building and awareness levels. A sample group consisting of 114 participants of SHGs responded to the survey instrument. The t-test results for mean values before and after joining SHGs showed a significant change in levels of women empowerment in all the four areas. The prime reason for this empowerment was joining SHGs and using micro-credit programmes. It becomes apparent from this research that joining SHGs, and consequently, getting access to financial services increased the ability of poor women to control their savings and generate income from their occupation. They also experienced a greater decision-making role in their families and in local society, enhanced levels of self-confidence, self-efficacy and self-esteem, and heightened freedom of mobility to increase business and social activities outside home.
Abstract. Globalization has had effects on different issues of society
The chapter presents the vital role of micro credit in the empowerment of rural women. Indian women who live by the countryside generally isolate themselves within the confines of their homes and are actively involved in agricultural and related activities. Since women comprise 48.5% of the total Indian population, it becomes imperative to address the economic needs of this segment and hence this chapter is proposed. The chapter highlights the various schemes and non-governmental initiatives that help provide micro credit to rural, marginalized Indian women. These initiatives directly and indirectly make Indian rural women empowered financially, psychologically, and physically. The Sustainable Development Goals (SDGs) have been laid out by the United Nations because of the decades of hard work by various countries. It can be inferred by the chapter that the SDGs related to health, education, and women empowerment in rural areas can be very successfully managed by micro credit channels.
This paper investigates the role of intellectual capital in promotion of successful knowledge management (KM) initiatives. The conclusions are based on the results of field studies conducted in the subsidiary companies of Ministry of Energy of Islamic Republic of Iran (Sistan & Baluchestan Province). Before designing the conceptual framework, relevant literature pertaining to the history of the work at hand, was reviewed by the researcher. Based on the opinions of external experts, university professors and organization’s experienced executives, a research model was developed. Tools such as textual analysis and interviews were employed to explore relationships between intellectual capital and knowledge management. A survey was conducted using a structured questionnaire which measured research variables like intellectual capital indexes and KM processes. The output of structural equations models (SEM) and LISREL statistical software showed that intellectual capital and its components have direct effects in promoting KM processes in the subsidiary companies of Ministry of Energy of Islamic Republic of Iran (Sistan & Baluchestan Province). By improving intellectual capital and its indexes, knowledge management can be improved.
NGOs are recognized as knowledge-intensive organizations in nature. This is because of the employees' and volunteers' professionalism and knowledgeable experiences and the area in which NGOs work. However, like other organizations, NGOs have fewer financial and personal resources but huge and greater demand for their services. Consequently, leading NGOs started to reengineer their core processes and organizational paradigms to minimize the cost and time spent on internal functions in order to apply the greater part of their energies externally. To meet these targets, NGOs develop and formalize systems and mechanisms for converting and retaining their tacit knowledge to explicit knowledge over time successfully. This strategic and systematic process and mechanism for data capture, storage, classification, and retrieval is knowledge management. Hence, this chapter will attempt to fill the absence of KM study in NGOs. It will help to understand KM from the perspective of NGOs.
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.
hi@scite.ai
10624 S. Eastern Ave., Ste. A-614
Henderson, NV 89052, USA
Copyright © 2024 scite LLC. All rights reserved.
Made with 💙 for researchers
Part of the Research Solutions Family.