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This study attempts to find out the significance of demographic factors of population such as gender, age, education, occupation, income, savings and family size over several elements of investment decisions like priorities based on characteristics of investments, period of investment, reach of information source, frequency of investment and analytical abilities. The study was made by conducting a survey in Nagapattinam district of Tamilnadu, South India and the statistical inferences were deduced using computer software tools. The study reveals that the demographic factors have a significant influence over some of the investment decision elements and insignificant in others elements too. The study also discloses a general view of investors perception over various investment avenues.

Globally, Soil erosion is the major land degradation problem, which impacts seriously on economic and environmental status. Geospatial techniques support and provided quantitative approach to estimate soil erosion in different conditions. In the present study, Revised Universal Soil Loss Equation (RUSLE) integrated with GIS has been used to estimate soil loss in the part of coastal Odisha system. The study area, Ganjam block have undulating topography covering 0-35% slopes. The quantitative soil loss was estimated and classified into different classes and soil erosion map was generated. The soil erosion map is classified into seven classes from very slight (<5 t ha-1 yr-1) to extremely severe (>80 t ha-1 yr-1). The results indicate that 90.9% (22330 ha) of the study area falls in very low erosion category, which may be due to level topography and regular vegetation cover. The other erosion classes such as moderate, high and very high erosion occurred in the range of 2.12%, 2.23% and 1.49 %, respectively. The high soil erosion risk is spatially situated in the foothills and upper steep slope of the area. The results can certainly aid in implementation of soil management and conservation practices to reduce the soil erosion in the coastal Odisha regions of Eastern India.

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Information and communications technologies are a device set of technological tools and resources used to communicate rural people about to disseminate awareness, create interest and to stimulate enroll intentions of insurance. It has enabled countries to leapfrog traditional modes of service delivery and make manifold improvements in process effectiveness and efficiency. Widespread adoption and application of information communication technology across the different fields of society and the economy is presently considered to be the key factor behind boosting competitiveness and developing an informed society. In general, information communication technology and its tools that people use to share, distribute, information gathering and to communicate with insurance providers, or in groups, through the use of media such as print, visual and interconnected computer networks.