With the rapid development of society, especially the advent of intelligent technology of life services, the ability of the elderly to adapt to modern digital life is getting weaker and weaker, the dilemma of the “digital divide” for the elderly has aroused heated public debate. In the era of aging and information superposition, in-depth study of the multi-dimensional impact of the digital divide on the elderly has become an effective content of China’s active aging strategy. Based on the micro-data of the Chinese General Social Survey in 2017, this paper uses the entropy right method to construct the digital divide index system for the elderly over 60 years of age from the perspective of essential equipment, Internet utilization degree, and Basic Internet usage skills. At the same time, this paper constructs China’s comprehensive index of active aging from three aspects: health, social participation, and guarantee of the elderly, to study the impact of the digital divide on China’s active aging. The following conclusions have been drawn: the digital divide among the elderly significantly inhibits China’s active aging. The digital divide reduces the level of physical and mental health and social participation of older persons and inhibits the level of guarantee of older persons, thus impeding their active aging. In addition, it also reduces the overall life satisfaction of the elderly. The use of the Internet, skills, and other digital technology abilities of the elderly have effectively promoted active aging. The more Internet access devices older people have, the higher their level of social participation. The higher the Internet frequency of the elderly, the healthier the body and mind. Furthermore, the greater the level of physical and mental health and social participation of older groups who use online payments. The digital divide among the elderly inhibits the process of China’s active aging, and the unique course and stage characteristics of the development of the aging of the Chinese population require us to pay full attention to the relationship between the digital divide and active aging and how to construct a “digital-friendly” aging system is an essential issue for China’s social development to consider.
Background: With the rapid population aging, the payment crisis of China's pension insurance fund is increasing yearly. The government adjusts fertility policy to alleviate population aging and improve the solvency of pension insurance fund. On January 1, 2016, China's fertility policy was adjusted from "selective two-child policy" to universal two-child policy. Methods: This paper establishes actuarial models to analyze how fertility policy adjustment influences the pension insurance fund.Results: (1) if the "one-child policy" were still employed, the accumulated deficit of pension insurance fund would appear in the year of 2076; (2) if all couples that satisfy the rules of "selective two-child policy" bear the second child, the time of accumulated deficit of pension insurance fund would be postponed by about 9 years; (3) after implementing the universal two-child policy, the time of accumulated deficit of pension insurance fund would delay under different situations of fertility intentions, if more than 54% of the qualified couples bear a second child, the accumulated deficit of pension insurance fund would not appear before 2090. The above conclusions have passed the sensitivity tests. Conclusion:Therefore, "two-child policy" can alleviate the payment pressure of pension insurance fund. If the government wants to solve the payment crisis of pension insurance fund, fertility intentions should be improved.
Social security primarily improves residents’ welfare and ensures labor market sustainability. This study presents a new view of the association between health insurance and labor supply by using data from the China Health and Retirement Longitudinal Study. The results reveal that the health insurance system has a remarkable effect on labor supply. The health insurance coverage tends to encourage middle-aged and elderly farmers to increase their farm labor participation rate and working time, especially for their household agricultural labor participation rate and working time. However, it also reduces the non-farm labor participation rate and working time. Different types of health insurance have diverse effects on labor supply. The new cooperative medical insurance has a stronger pull-back effect. It encourages the middle-aged and elderly farmers to leave the urban non-farm sector and transfer to rural areas to engage in their household agricultural work. The urban employee medical insurance encourages farmers to reduce self-employed labor supply and increase employed work. The supplemental health insurance tends to reduce the labor supply of farm employed and non-farm labor supply, but improve the farm labor supply. Furthermore, urban resident medical insurance and government medical insurance encourage farmers to quit directly from the labor market. In conclusion, the health insurance system is facilitating change in the labor market. Policy-makers should pay full attention to such impacts while improving the health insurance system’s design and operation in China.
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