With the rapid development of rural micro-credit, whether the "agriculture, rural areas and farmers" problems have been effectively solved, whether the credit risk has been effectively controlled, these have become the focus of our attention to the rural economic environment. The main content of this paper contains four aspects: the classification and characteristics of credit risk, the problems and factors of credit risk, the model and evaluation of credit risk, the countermeasures and suggestions of credit risk. This paper reviews the research of credit risk management for rural credit cooperatives from the above four aspects, and makes a brief summary.
Loan guarantees between parent and subsidiary is the main related transaction in business group, its correct estimation is the foundation of controlling group's credit risk. Applying option theory, this paper researches the vulnerable option characters of loan guarantees, gives the valuation model under two different security methods, theoretically analyzes the influence of such critical factors as companies asset value and equity ratio to loan guarantees' value and provides theoretical basis for the decision-making of loan guarantees.
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.