Objective. Research on widespread loan failures suggests that many of the mortgage loans that were made since 2000 were of a deceptive or predatory nature. This study explores the experiences and sentiments of those who are at risk of foreclosure within a broader framework of trust, individualization, and ontological security. Methods. Interviews examine families' lending experience and how they have coped with their personal troubles that resulted from their housing crisis. Results. As many of these loans were of a deceptive or predatory nature, individuals are likely to reflect on the psychological consequences of their predicament. Although these findings suggest that these individuals have lost trust in the housing market, many have internalized their situation as a personal failure. In addition, feelings of anxiety, stress, insecurity, and uncertainty have come to characterize their experiences. Conclusions. This research calls for policy recommendations that seek to restore confidence and to ensure greater consumer protection in financial markets.
At Valles Caldera National Preserve in New Mexico, US, infusing Gunnison's prairie dog ( Cynomys gunnisoni) burrows with an insecticide dust containing 0.05% deltamethrin killed fleas which transmit bubonic plague. The reduction in the number of fleas per prairie dog was significant and dramatic immediately after infusions, with a suggestion that the reduction persisted for as long as 12 mo. Despite the lower flea counts, however, a plague epizootic killed >95% of prairie dogs after 3 yr of infusions (once per year). More research is necessary for a better understanding of the efficacy of insecticide dusts at lowering flea counts and protecting prairie dogs from plague.
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