The purpose of this research is to know (1) the effect of population on poverty, (2) the effect of education on poverty, and (3) the effect of population and education on poverty in East Java in 2013-2017. Data collection methods using studies documents sourced from BPS (Badan Pusat Statistik) of East Java Province 2013-2017. Analysis of data using multiple linear regression assisted by SPSS 20 for windows. This study proves that: (1) the population has a positive and significant effect on poverty, (2) education has a negative and significant effect on poverty, ( 3 ) population and education have a positive and significant effect on poverty. Population and education affect poverty by 98% and by 2% influenced by other variables. Government intervention in the form of social assistance funds for the poor has been able to reduce the amount of poverty in Indonesia, making it feasible to continue. As well as providing scholarships to provide education guarantees to the community, it should be accompanied by an increase in educational facilities.
Entering the current 4.0 industrial revolution occurred so rapidly technological developments in various sectors of life, including in the financial sector. Technological developments that occurred in the financial sector is slowly changing the financial industry into the digital age. There has been a shift of financial institutions that are now beginning to shift towards technology-based financial institutions. One of the advances in the current financial field adaptation Fintech (Financial Technology). The increasing presence of Fintech expected the Government to boost financial inclusion. Financial inclusion is a person’s ability to accessvarious financial products that are affordable and fit the needs. The purpose of making this article is to describe Contributions Fintech in Improving Public Financial Inclusion in the Industrial Age 4.0. This journal writing using a descriptive approach through the study of literature. In conclusion, the development of digital technology is included in the financial industry, it can’t be stopped development. Through technology financial (fintech), all forms of transactions to be faster, easier, more efficient at the same time, without the need to do face to face, it will make a positive contribution to the improvement of public financial inclusion in the digital era. The affordability of access to finance for the whole society will enhance financial inclusion so that the community can help drive the economy of the State.
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