At present, we are witnessing the transition to a new level of economic development. And the most interesting thing is that both state-owned enterprises and private companies are coping with the challenges and tasks that the modern world puts before them. Modern challenges and challenges lead to significant changes in the activities of each economic entity. And any changes are difficult. Even more difficult are the changes associated with digital transformation; there are many more nuances, uncertainties and solutions. Digital transformation is an essential condition for changes and the formation of the digital economy, the formation of which takes place both within a single country and at the global level as a whole. The purpose of the study is to define the concept of digital transformation; to identify the differences between the concept of digital transformation and automation and digitalization; to determine the key elements of the digital transformation strategy and the state of digital transformation of state authorities in Russia. In this regard, the article analyzes the prerequisites for the global digital transformation; analyzes the national experience and the significance of the digital transformation of state authorities; justifies the need to identify the key elements of the strategy in order to intensify the digital development of any economic agent and identify omissions in the inaccurate definition of the elements of the digital strategy. Results of the study: 1. The analysis of the concepts of automation, digitalization and digital transformation is carried out. 2. The role of digital transformation for business and the state is shown. 3. The key elements of the digital transformation strategy are proposed. 4. The directions
0002-4799-9726 Автор для корреспонденции АННОТАЦИЯ На фоне понижательной волны цикла Н. Д. Кондратьева и в условиях пандемии рецессия во многих странах может перейти в глубокий и долгосрочный экономический кризис. Цель статьи-описать наиболее понятные индикаторы рецессии в развивающихся и развитых странах, меры, принимаемые по предотвращению рецессии и оценить сценарии развития экономики. Для реализации данной цели авторы выполнили следующие задачи: исследовали современное состояние экономик разных стран, в том числе России; определили меры по предотвращению рецессии в развитых и развивающихся странах; рассмотрели сценарии развития экономики в современных условиях с учетом циклического характера экономической динамики. Использованы методы анализа, моделирования, мониторинга основных экономических показателей на основе ретроспективных данных, охватывающих несколько рецессий и аналогии. В результате исследования определены: пути развития экономики в зависимости от количества заболевших COVID-19 и эффективности государственных мер; взаимосвязь денежно-кредитной и фискальной политик при выходе из кризиса; приоритеты денежно-кредитной политики для восстановления экономики; проблемы и перспективы применения мер денежно-кредитной и фискальной политик. Сделан вывод, что показатели динамики ВВП, безработицы, инфляции являются полезными ориентирами для оценки текущих и будущих событий в области денежных средств, кредитов и производства. В современных условиях определена необходимость проактивных мер для более сглаженного среднего роста экономик. Каждая из двух описанных (монетарной или фискальной) политик имеет свои преимущества и недостатки. В частности, при выполнении проактивных мер в монетарной политике всегда наблюдается два временных лага: в реакции на рецессию и во времени влияния принимаемых мер. Для борьбы с рецессией в экономике правительствам и центральным банкам следует быть проактивными, что наиболее важно для населения.
The topic of this article is implementation of blockchain technology in all sectors of the economy, infrastructure, and government system. In recent years, introduction of blockchain was perceived as a revolution in business aimed at making information transfers from one device to another smoother, which significantly reduces the cost: the amount of time, money, human capital etc. Since the launch of blockchain eleven years ago companies, regulators and banks have been actively exploring its potential. The innovation resulted in restructuring of many business processes. The main goal of the research is to analyze the prospects of blockchain development in various elements of economy. Methodologically the research is based on systematic approach. Analysis and synthesis have been used. The article weighs advantages and disadvantages of blockchain and analyzes the prospects for its development. The consensus is that using blockchain in modern economy is essential. We understand that financial community`s future is using information technology for data processing. But blockchain`s weaknesses in terms of protecting personal data are concerning. No centralized operators or administrators are involved in blockchain. The system is managed by all participants peer -topeer, which means that each blockchain member will ultimately be responsible for personal data control and other personal data developers.
In this article the authors express their opinion regarding digital transformation in the banking sector. Initially, it was stated that digital technologies open new opportunities for further development of the sector. Existing literature on this issue revealed the main approaches to the definition of digital transformation in the banking sector. The authors analyzed Russian and foreign digital technologies, implemented for planning, monitoring and evaluating management strategies, which enabled them to suggest priority areas for digital technology application as part of the further development of performance management. According to the analysis, digital bank transformation, contrary to the popular belief, is no alternative. Moreover, digital technologies resolve many problems identified in the past when mechanisms and tools for performance management had been implemented. Digital technologies shorten the time lag between results achievement and getting data on results, significantly increase the number of data sources and indicators that can be used for planning, monitoring and evaluating the productivity and efficiency of banking activities, reduce the risk of reported data being purposefully misrepresented. The research objective is to define the concept of digital bank, identify problems and advantages of digital technologies in banking. Theoretical and methodological basis of the research is the work of Russian and foreign scientists on banking sector problems in terms of digitalization. Ronald Coase`s theory of uniting people into production cooperatives of any type holds a special place in this research. The following research methods have been used: modeling, analogy, historical analysis.
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