This study analysed the level of financial literacy among university students in

No abstract

No abstract

Bu makale, en az iki hakem tarafından incelenmiş ve intihal içermediği teyit edilmiştir. / This article has been reviewed by at least two referees and confirmed to include no plagiarism.

Socioeconomic characteristics have some positive or negative impacts on individuals' well-being. However, few studies have been conducted to investigate the effect of socioeconomic characteristics on university students' well-being. This study addresses this gap and presents survey results among eight European countries: France, Germany, Italy, Spain, Poland, Romania, The Russian Federation and Turkey. It was utilized an online survey based on closed-ended questions, collected from a sample (N = 796). Multiple linear regression was used to analyze the data. This study indicated that being aware of personal strength positively affected well-being. Also, positive expectations for future financial security were positively associated with university students' well-being. Having a high social interaction in society has a little positive effect on well-being. Furthermore, the study indicated the importance of government-provided social supports as students from France and Germany had a higher level of well-being score. Social and financial support may be useful to improve the overall well-being of university students. Policymakers should reconsider the significance of social welfare for society.

Identifying the determinants of luxury consumption may produce positive results for marketing. This study is based on an online survey including the participants from Romania, Spain and Turkey, and it aims to reach possible factors that may affect the demand for luxury goods. It investigates the factors affecting the demand within the framework of purchasing luxury goods by using logistic regression. The analyses reveal a likelihood of positive relationship between the demand for luxury goods and financial future expectations, and show that those who do not consider themselves financially secure in the future have a higher likelihood of demand for luxury goods than those who feel secure about their financial future. The result also demonstrates that being in low-income classes has a likelihood of positive impact on purchasing conspicuous status goods. It can be concluded that compensating for feelings of powerlessness might increase demand for luxury goods. Luxury good demand of individuals spending according to their budget is likely to be higher than those who don't spend according to the planned budget. Individuals having positive economic behavior might spend for luxury within their budget limits. The results of this study may provide a new approach to shape the luxury demand of individuals. Considering the consumers' psychology for future expectation may be useful for marketing managers who intend to increase the demand for luxury goods.

No abstract

No abstract