The combination of digital technology and finance has brought about a new development model for financial inclusion. What impact will it have on the current imbalance in the distribution of financial resources and the urban-rural income gap in China? To answer this question, this paper uses relevant data from 2014–2018 to study the impact of digital inclusive finance on the urban-rural income gap from the theory of financial exclusion, and analyzes the transmission of digital inclusive finance through alleviating financial exclusion, widening financing channels and helping residents with entrepreneurial spirit to start their own businesses, thus increasing jobs, raising the income of rural residents and reducing the urban-rural income gap. The conclusions are as follows: (1) digital inclusive finance can significantly converge the urban-rural income gap; (2) among the dimensions of digital inclusive finance, only the breadth of coverage can significantly reduce the urban-rural income gap, while the effects of depth of use and digitalization are not significant; (3) digital inclusive finance can alleviate the urban-rural income gap through the transmission mechanism of promoting residents’ entrepreneurship; (4) the worse the regional economic development and education, the better the effect of digital inclusive finance on the urban-rural income gap. This paper combines the above results to propose corresponding policy recommendations.
The high coupling coordination of urban land use benefits is a significant factor for urbanization and sustainable urban development. This study, based on the statistical data from 2002 to 2017 of Xiamen City, constructs an index system that includes social, economic, ecological, and environmental benefits by evaluating the overall coupling coordination degree of land use benefits, using the entropy weight method (EWM), the coupling coordination degree (CCD) model, and the dynamic coupling coordination degree (DCCD) model. The results show that the coupling degree of Xiamen City’s land use is relatively low, while showing a positive trend of development. In terms of the management of land use, the market should play a major role to achieve more efficient land use and promote industrial upgrading. The government should take responsibility for supplying infrastructure, perfecting related laws and regulations, intervening the land use according to the law of markets, and expanding the investment in education, as well as science and technology.
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