One year has passed since the world declared a state of a pandemic caused by COVID-19. The main objective was to limit the number of people in public places to mitigate the spread of the virus. The Serbian government also decided to suspend teaching in higher education institutions, secondary and primary schools, and the regular operation of preschool education institutions. The habitats of all the inhabitants of the world have completely changed in all spheres of life. Offices and classrooms have moved into family homes and the question now arises as to how much digitization has made it easier or harder to complete everyday responsibilities. However, they all had to come to terms with the fact and adapt in a possible way to the current situation. Teachers and parents faced a difficult challenge, but perhaps the most difficult was for pupils and students, among whom many have not had direct contact with their professors for a year and they master most of the material on their own. The aim of the research in this paper was to determine how much the way of conducting online teaching in Serbia has changed, compared to last year. An attempt was made to determine whether more positive or negative grades were given by students for the approach and manner of teaching in high schools and faculties.
The COVID-19 pandemic has significantly influenced changes in the living conditions and business environment, both internationally and nationally. This global risk has affected many individuals, organizations, and economic sectors, causing recession, fear of losing one's life and the lives of close ones, losing jobs, business bankruptcy. Due to the pandemic, people's behaviour and life priorities have changed, influencing the development of awareness of the needs for life insurance. Furthermore, changes have affected the functioning of insurance companies, their needs to adapt to the changed environment, and finding ways to remain sustainable. The subject of this paper is an empirical analysis of the COVID-19 impacts on the life insurance development in Serbia. The aim of this paper is to point out the current trends in the domestic market of life insurance, and possible development directions for this type of insurance in an unpredictable and turbulent environment, based on the analysis of research results before and during the pandemic.
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