Cash waqf is the most useful waqf instrument to be used in humanitarian institutions. This research aims to analyze cash waqf and its expedience in financing humanitarian relief institutions (ACT Foundation) and investment methods in the foundation. Thus, humanitarian activities necessitate a form of money distribution to preserve the continuation of its benefits. The researcher used inductive approach in evaluating legal evidences, information, data and details regarding cash waqf. Furthermore, analytical approach was used to analyze and explain the legal aspects of cash waqf and verify its legality and validation to finance humanitarian institutions. By integrating theory and practice, the researcher conducted a field study by interviewing officials in the institution to ensure that the practices are in accordance with Islamic jurisprudence. Also, the research was done to expose investment methods to gain benefits of cash waqf. It can be concluded that the cash waqf is allowed to finance the activities of humanitarian institution as well as being invested to obtain further benefits.
الاستشراف أو فقه التوقع من أهم أدوات الفقهاء في استعداد النازلة قبل وقوعها. باستشراف المشاهد -وذلك بواسطة التبصرة والمقربات العقلية- يمكن أن يؤل إليها الفقيه المسلم فبل وقوعها في المستقبل. ولكن الإشكال، فرض السيناريو واستشرافه قبل وقوعه لم يهتم الفقهاء في ذلك نظراً بقلة الكتب أو المقالات أو البحوث المتعلقة بها. كذلك التعمق في هذا الموضوع بمطالعة الكتب التراث الإسلامية بإضافة إلى المراجع الغربية. استخدم الباحث المنهج الاستقرائي في التعامل مع والمعلومات والبيانات والتفاصيل فيما يتعلق بفقه التوقع والاستشراف من ناحية الفكر الإسلامي والغربي. ثم المنهج التحليلي وذلك بتحليل موضوع فقه التوقع بكافة جوانبها الشرعية وشرحها ويستنبط منها حتى يوضح الأمر والحكم عنه. والنتيجة، فقه التوقع أو أحيانًا بمصطلح فقه المآلات مهم في تكوين عقلية الفقيه المسلم، وذلك من خلال دراسة عميقة واستعداد النازلة قبل وقوعها. أما الغرب، رأى أهمية هذا الفن لأنه منهجية للتفكير العقلاني العميق الذي يستند لأدلة وشواهد محسوسة أو مقبولة عقلاً تسهم بقدر في التنبوء بمالات المستقبل، وتعددت المدارس المستقبلية التي أنشئت في الأروبا لدراسة هذا الفن. Foresight or the jurisprudence of anticipation is one of the most important tools of the Muslim jurists in preparing for the calamity before it occurs. By anticipating the scenes - by means of insight and mental approaches - the Muslim jurist can refer to them before they occur in the future. But the problem is, imposing the scenario and foreseeing it before it happens, the jurists did not care about this topic as it depicted to the few numbers of books, articles or research related to it. As well as delving into this subject by reading Islamic heritage books in addition to Western references. The researcher used the inductive approach in dealing with information, data and details regarding the jurisprudence of anticipation and foresight in terms of Islamic and Western thought. Then the analytical approach by analyzing the subject of the jurisprudence of expectation in all its legal aspects and explaining them and deducing from them in order to clarify the matter and the ruling on it. As a result, the jurisprudence of anticipation or sometimes in the term of jurisprudence of fate is important in forming the mentality of the Muslim jurist, through a deep study and preparation for the calamity before it occurs. As for the West, it saw the importance of this knowledge because it is a methodology of deep rational thinking that is based on evidence and evidence that is tangible or acceptable to the mind, which contributes as much to predicting the fortunes of the future, and there are many future schools that were established in Europe to study this knowledge.
This article is motivated by the special tasks carried out by thePT. Madani National Capital (PNM), which is only to carry out business activities to channel funds without making efforts to raise funds because this business unit is not a banking institution. The Micro Capital Service Unit (ULaMM) is a capital loan service for micro and small businesses accompanied by guidance to develop their business.UlaMM has been running business activities and providing financing services for the development of cooperatives, micro, small and medium enterprises. The agreement made by both parties was made in writing in accordance with POJK Number 16/POJK.05/2019 concerning the Supervision of PT. Permodalan Nasional Madani, Micro Capital Service Unit (ULaMM). This research uses descriptive qualitative method with data analysis used with descriptive analysis. Based on the method that has been used, it can be concluded that the agreement made is stated in writing in an agreement, this is in line with the provisions contained in POJK article 7 paragraph (2) which regulates that the financing service agreement must be made in writing. The agreement made is also in accordance with the provisions contained in Article 1320 of the Civil Code which regulates the legal terms of agreement.
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