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backgroundAdolescence and young adulthood are frequently characterised by a strong propensity to take risks. Yet, empirical data shows that personality traits, type and features of risk measures, or presence of additional incentives can significantly influence one's risk-taking tendency. Our aim was to investigate young people's risk-taking and point out when and how individual and situational factors may increase or decrease their risk-taking propensity. participants and procedureParticipants were adolescents and emerging adults (N = 173, age range: 13-30). Each completed two behavioural risk measures ("hot" and "cold" decision tasks) in two conditions, with or without financial incentives. Questionnaires assessing self-declared risk-taking, sensation seeking, and impulsivity were also used. Statistical analyses were conducted with gender and age as additional factors. resultsIn "hot" risk tasks all participants risked the same, while the tendency to take risks in "cold" tasks was higher for older participants, especially in the presence of incentives. Males risked more than females, apart from "hot" incentivised tasks where no gender differences were found. Sensation seeking and impulsivity were significant predictors of risk-taking in "hot" incentivised tasks, while performance in "cold" non-incentivised tasks depended on sensation seeking only. conclusionsOur results show that risk-taking is not a unitary phenomenon, and young people are not universal risk-takers. Certain personality traits seem to predispose this group to taking risks, but only in some circumstances (e.g. "hot" decisions). Factors such as task context or additional incentives can not only increase but also decrease risk-taking in young people, resulting in more caution on their behalf.

Adolescents are expected to take more risks than adults. The presented study was designed to determine whether adolescent risk-taking results from high reward sensitivity and poor cognitive control. In particular, we aimed to examine whether the impact of these variables is more visible in rewarding than non-rewarding conditions. Ninety adolescents (aged 13–16) and 95 young adults (aged 20–28) took part in the study. We used a driving task in rewarded and non-rewarded conditions to measure risk-taking. We also used tasks measuring reward sensitivity, cognitive control and impulsivity. Additionally we used self-report measures of reward sensitivity, self-control and everyday risk-taking to see whether the effects observed for self-reports mimic the effects observed for behavioral tasks. We found that the higher the reward sensitivity, the more adolescents (but not adults) risk in the rewarded condition of a driving task. We found no impact of cognitive control or impulsivity on risk-taking, regardless of age and condition. At the self-report level, we found that the higher the reward sensitivity and the poorer the self-control, the more both adolescents and adults displayed everyday risk-taking behavior.