Abstract:Time management is by all means important in all aspects of our lives. Whether in individual capacities or in businesses and organizations, use and management of time is equally important. As applied to educational setting, time is precious to students, teachers, heads and the institution as a whole. These considerations have given the researchers the idea to undertake their study regarding the relationship between time management and students' academic performance. The main objective of this study is to examine the significant relationship between time management variables and students' academic performance. It basically used the descriptive research design in carrying out the study and in selecting the respondents, random sampling were undertaken to 100 students in Managerial and Financial Sciences department of Al-Zahra College for Women with its three specializations: Accounting, Finance, and Business Management departments. Data were analyzed using statistical tools such as frequencies, percentages, weighted mean, standard deviation, regression and correlation. Findings of the study revealed that there is significant correlation of some demographic variables such as age of the respondents and educational degree to students' academic performance. Moreover, time management variable specifically the prioritization significantly correlates to students' academic performance while other variables: procrastination and socialization have no significant relationship to students' academic performance. Based on these findings, it is suggested that, students should observe and undertake prioritization of their tasks and responsibilities to improve their academic performance. Moreover, teachers should also integrate time management concepts and applications in their classes. Trainings and seminars on time management are also encouraged for the students.

The paper investigates the influence of bank capital ratio, size and loans on the profitability of a commercial bank in Jordan. It also evaluates whether returns on Assets (ROA) or returns on equity (ROE) is the better indicator that reflects bank profitability. Two Multiple regression models are used to test the influence of capital ratio, size and loans of a commercial bank on its profitability indicators measured by ROA and ROE and to detect the superiority between the two indicators for 13 Jordanian commercial banks for the period 2005-2013. The results of the study showed that capital ratio, size and loans have insignificant influence on ROA, but not on ROE except bank size. Regarding ROE, significant negative and positive influence for capital ratio and loans respectively are concluded. Although the small number of commercial banks in Jordan and some variables have not been well researched in literature, the paper presents a sight to associate bank performance/profitability proxied by ROA and ROE with its capital ratios, size and loans. Our results might assist bank management to capitalize the factors that could improve banks performance and hedge against the adverse factors.

The paper estimates the impact of institutions' quality on the attraction of foreign direct investment (FDI) to developing countries. Data Envelopment Analysis (DEA) was used to develop a new measure of quality of institutions: Institutional Efficiency Index (IEI). In order to appraise quantitatively the effect of institutional quality on FDI entry, we used a panel data regression analysis on a dataset covering 40 countries from different developing regions for which the necessary data were accessible during the period 2011-2015. The paper argues that the institutional efficiency, as a measure of institutional quality, enhances the attractiveness of developing countries to FDI.The results of this paper suggest that FDI is mainly determined by institutional quality. A host country endowed with a high quality of institutions will be more attractive to foreign investors. In order to improve their competitiveness in term of attraction of foreign investment, developing countries should work more on providing a stable environment as well as on the transparency of policy implementation regarding the entry of multinational companies.Keywords: institutional efficiency index, DEA method, measure of institution's quality, FDI entry Recently, investors have been concentrating more on the quality of institutions as an important determinant of FDI. The paper examines the reasons of differences among countries in their attractiveness and try to understand why some countries are more attractive for investors than others. By developing a new measure of institutional quality, the paper examines the importance of institutional factors over economic ones. The result of this paper is essential in developing new concepts. In addition to the existing literature, we tried to construct a new index called the institutional efficiency index using DEA method. The index measures the quality of institutions and includes various dimensions, as the decisions of foreign investors might depend on different features of institutions. Furthermore, the new measure of institutional quality developed in the paper serves as an explanatory variable for FDI entry. The new measure which is an aggregate index takes into consideration the common institutional factors raised in FDI determinants literature. The rest of the paper is organized as follows. Part 2 affords a brief literature on the impact of institutional quality on FDI entry. Part 3 clarifies the econometric methodology and designates the data. Part 4 presents the econometric findings. Finally, Part 5 concludes by debating policy implications of our findings.

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Mind maps are useful tools for understanding and communicating ideas because people can quickly perceive visual information. In this era of digital transformation, digital education is becoming the hallmark of the education system, which has been intensified, particularly, since the COVID-19 crisis. This raises the need to adapt education tools to fit the new digital requirement. The chapter suggests that with using digital mind mapping software, students can create well organized digital mind maps and effectively take part in the education process. Advance in technology is facilitating the use of such tools. Digital mapping tools develop student critical thinking skills in digital education as well as in the classroom. For this purpose, the authors overview the previous and the present studies, concerning the use of mind mapping tools, and describe the implementation of digital mapping techniques in the digital education in the field of finance.