Ar-Rahnu scheme which provides short-term, fast, hassle-free, and riba-free financing to the public becomes more popular nowadays. Several factors can motivate the public to subscribe to Ar-Rahnu products, namely customers' Shariah view, good customer service, pledge asset, good pricing system, locality, product management, and advertisement. This study reveals that Shariah view, pledge asset, pricing system, locality, and advertisement have a significant relationship with the acceptance of the civil servants in Malaysian public universities towards the Ar-Rahnu scheme. The most dominant factor contributing to the acceptance of low-income civil servants in Malaysian public universities towards Ar-Rahnu scheme in Malaysia is locality. The respondents from the lower-income group in Malaysian public universities agree that the locality of financial institutions providing Ar-Rahnu scheme in their system is considered an important element in enhancing the acceptance towards Ar-Rahnu scheme in Malaysia. Subsequently, future study is needed to acknowledge the acceptance and effect of Ar-Rahnu towards all levels of societies and wider areas.
The Ministry of Education has come up with an innovative way to monitor the progress of 9,843 School Resource Centers (SRCs) using an online management information system called iQ-PSS (Quality Index of SRC). This paper aims to describe the data collection method and analyze the current state of SRCs in Malaysia and explain how the results can be used to make informed decisions on further development and improvement of SRCs. The paper contributes to a deeper understanding of the factors that are involved in the process of achieving and maintaining the quality and excellence of SRC services to school children and at the same time, inculcating lifelong learning habits.
Alcohol is an organic solvent that is generally used in research and industry especially in food and beverage products. It is also widely used in cosmetic industries to produce cosmetic lines such as perfume, skin toner, and personal care products. However, the status of alcohol usage in skin toner from Syariah and scientific point of views are limited. Thus, the purpose of this study is to know the status of alcohol usage in skin toner products. This study regards the use of alcohol in cosmetic products and halal status of alcohol in branded cosmetic products in Malaysia. It also acknowledges the types of alcohol compound and the function of its safety to the consumer. The methodology of the study uses laboratory research to analyse data and obtain more regular and complete information. This study also uses a high-tech systematic tool, namely GC-MS. Gas chromatography-mass spectrometry (GC-MS) is utilised to identify alcohol substance in the cosmetic products. Results showed that ten alcohol compounds were identified in the sample facial skin toner products. These alcohols were 1,3-butanediol, 2phenoxy ethanol, 1,2-pentanediol, octanol, ethanol, phenyl ethyl alcohol, benzyl alcohol, propanol, benzene methanol, and citronellol. These alcohols are used as cleaning agents and solvents in cosmetic products and are suitable to be applied to the skin. Among these ten alcohol compounds, three compounds were found with the highest percentages which were 2-phenoxy ethanol (92.75% ± 0.72%), benzyl alcohol (33.95% ± 7.12%) and 1,2-pentanediol (15.29% ± 6.59%). The results of this study demonstrate that the alcohol in cosmetics is produced by the scientific process and chemical reaction. The GC-MS device is considered to be the synthesis process. The results of the observations and interviews of the partresearchers with science officials state that the alcohol compounds found in this study indicates the properties of this alcohol as a cleaning agent, a solvent on the outside only and safe for use. Furthermore, this study proves that the use of alcohol in skin toner products is permissible in Islam if the alcohol is derived from plants, fruits, and grains. In other word, the status of alcohol usage in skin toner products is permissible according to Syariah.
Electronic Speed Supervisor, a device that discloses the real-time speed of express bus to passengers is proposed for express bus to solve both intentional speed violation and faulty engine speed limiter. Ex-ante cost-benefit analysis is carried out to assist managers in making decision between alternatives; (1) investment of RM3,000 per bus with monthly maintenance of RM100 per bus, (2) monthly rental and maintenance of RM300 per bus. Additional fare of 50cents per passenger is charged to gain revenue. alternative (1) is found to produce a better net present value, NPV and benefit cost ratio, BCR.
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